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Lasbury Tracy Realty Inc
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$320,000

Active

1478 Navigator Rd, Punta Gorda, FL 33983

3 beds Β· 2 baths Β· 1,925 sq ft

Listing courtesy of SANDERLING REAL ESTATE Β· MLS# A4629632

636 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

ALL MAJOR COMPONENTS ARE NEW WITHIN 2 YEARS. WATER HEATER, A/C, ROOF, SHUTTERS HURRICANE RATED FOR LOWER INSURANCE TOO! DEEP WELL FOR SPRINGKLER SYSTEM... All exterior lock Kwik Set smart key sets throughout. CPVC re-pipe throughout home. This living room, dining room combo home when built was a hit as best floor plan to copy in it time. Many builders had great success with slight variations. The huge, covered liana 29x12 extends much of the back view which is a creek as Greenbelt and woods beyond that. Sure, is plenty room for a pool too! Will never be neighbors in the back. That said houses on both sides have been there a while with the good charm to this street. Great golfing community as well. Inside a large, structured home with many new features. Place has a 300' well system for sprinklers Q System garage door opener, double pantry in kitchen, (kitchen appliances are brand new) and laundry inside with skylight, under wood cabinet lighting in kitchen. Granite counter tops too! All new doors with hardware and ceiling fans with variable lighting remote controlled! GREAT FAMILY HOME!

Facts

Property type
Single Family Residence
Year built
1987
Living area
1,925 sqft
Lot size
0.24 acres
Water view
Yes
Private pool
No
Exposure
West
Flood zone
X
CDD
Yes
55+ community
No
Annual taxes
$2,160/yr
Monthly fees
$13/mo
Listed
Jan 23, 2025
MLS #
A4629632

Price & status history

  1. Listed for $350,000
  2. Price increased to $320,000from $314,900

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 1478 NAVIGATOR RD. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,078

$1,618 of that is principal & interest. 22% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,618
Property taxes
$180
Homeowners insurance
$267
Flood insurance
$0
HOA / condo fees
$13
Mortgage insurance (PMI)
$0
Total per month
$2,078

Over the life of the loan

Loan amount
$256,000
Down payment
$64,000
Total interest
$326,514
Principal + interest paid
$582,514
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1478 Navigator Rd, Punta Gorda, FL 33983

Listing courtesy of SANDERLING REAL ESTATE Β· MLS# A4629632 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 22 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 21, 2026, 4:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]