$190,000
Active7438 Palm Island Dr #3721, Placida, FL 33946
1 bed · 1 bath · 668 sq ft
Listing courtesy of PALM ISLAND PROPERTIES INC · MLS# D6146740
218 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- beachfront villa
- screened lanai
- vaulted ceilings
- Gulf views
- ferry access only
- resort rental program
- 7 miles pristine beaches
AI-selected highlights from the listing description below.
Start you island life in this charming 1-bedroom, 1-bath beachfront villa located in the exclusive Palm Island Resort. Perfectly positioned near the beach, this inviting retreat offers a rare opportunity to own a slice of paradise accessible only by ferry or private boat—truly an “away from it all” coastal escape. Inside, the villa features an open and airy living space filled with natural light, complemented by vaulted ceilings and a seamless flow from the living and dining areas to the private screened lanai. Expansive sliding glass doors frame stunning Gulf and tropical landscape views, creating the perfect indoor-outdoor living experience. The kitchen offers ample cabinetry and functionality, ideal for both everyday living and vacation stays. The spacious bedroom provides a relaxing retreat, while the full bath is conveniently located for guests. Offered furnished, this villa is move-in and currently is in the resort rental program. Residents and guests of Palm Island Resort enjoy access to 7 plus miles of pristine beaches, swimming pool, tennis courts, dining, and a variety of recreational activities—all within a serene, natural island setting. Perfect for those seeking a peaceful getaway between Ft. Myers and Sarasota this Gulf-front villa delivers unmatched coastal living in one of Southwest Florida’s most unique island communities.
Facts
- Property type
- Condominium
- Year built
- 1987
- Bathrooms
- 1 full
- Living area
- 668 sqft
- Waterfront
- Yes · 2,000 ft
- Water access
- Beach, Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Turnkey
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,420/yr
- Monthly fees
- $2,206/mo
- Listed
- Mar 19, 2026
- MLS #
- D6146740
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 7438 PALM ISLAND DR #3721. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,652
$961 of that is principal & interest. 74% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $961
- Property taxes
- $285
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $2,206
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,652
Over the life of the loan
- Loan amount
- $152,000
- Down payment
- $38,000
- Total interest
- $193,868
- Principal + interest paid
- $345,868
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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7438 Palm Island Dr #3721, Placida, FL 33946
Listing courtesy of PALM ISLAND PROPERTIES INC · MLS# D6146740 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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