$265,000
Active7454 Palm Island Dr #3312, Placida, FL 33946
2 beds · 2 baths · 1,048 sq ft
Listing courtesy of PALM ISLAND PROPERTIES INC · MLS# D6148462
70 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- screened lanai
- Gulf views
- private barrier island
- community pool
- fitness room
- tennis program
- pristine beaches
AI-selected highlights from the listing description below.
Make this your island retreat. Enjoy the relaxed, carefree lifestyle of Palm Island in this beautifully updated 2-bedroom, 2-bath condo. Set on a private barrier island between Sarasota and Fort Myers, Palm Island offers a true “away from it all” experience, accessible only by boat or car ferry. Inside, the condo features a bright, coastal-inspired interior with an updated kitchen, white cabinetry, stainless-steel appliances, and generous counter space. The open living and dining area creates a comfortable setting for entertaining or simply relaxing after a day at the beach. One of the highlights is the screened lanai, where you can enjoy the tropical surroundings, gentle island breezes, and beautiful Gulf views. It’s the perfect spot for morning coffee, an afternoon beverage, or watching the sunset. The location offers more than seven miles of pristine, uncrowded beaches along with resort amenities including a community pool, fitness room, massage room, tennis program, and more. Whether you’re looking for a private island getaway, a vacation home, or an opportunity to enjoy the Palm Island lifestyle, this condo offers an inviting combination of comfort, location, and tropical living.
Facts
- Property type
- Condominium
- Year built
- 1985
- Bathrooms
- 2 full
- Living area
- 1,048 sqft
- Waterfront
- Yes · 10,000 ft
- Water access
- Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,134/yr
- Monthly fees
- $2,206/mo
- Listed
- Aug 14, 2026
- MLS #
- D6148462
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 7454 PALM ISLAND DR #3312. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,278
$1,340 of that is principal & interest. 69% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,340
- Property taxes
- $511
- Homeowners insurance
- $221
- Flood insurance
- $0
- HOA / condo fees
- $2,206
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,278
Over the life of the loan
- Loan amount
- $212,000
- Down payment
- $53,000
- Total interest
- $270,394
- Principal + interest paid
- $482,394
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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7454 Palm Island Dr #3312, Placida, FL 33946
Listing courtesy of PALM ISLAND PROPERTIES INC · MLS# D6148462 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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