$74,900
Active7578 Ratan Cir, Port Charlotte, FL 33981
0.17 acre lot
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7510151
523 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront lot
- lake overlook
- docks
- boat ramp
- 25+ boat slips
- 2 pools
- fitness center
- pickleball court
AI-selected highlights from the listing description below.
OWN A PIECE OF PARADISE! This WATERFRONT LOT overlooks the lake in the sought-after Village of Holiday Lake. The Village is a WATERFRONT COMMUNITY, with DOCKS and its own BOAT RAMP just minutes to open water, Charlotte Harbor and the Gulf of Mexico! OWN YOUR LAND! ALL AGES WELCOME! If you are a golfer you will enjoy some of the area's finest GOLF COURSES all within a couple of miles from home. The Village of Holiday Lake boasts 25+ BOAT SLIPS, beautiful pool area with 2 POOLS and BBQ area. There is always something going on at the large recreation hall with full kitchen, craft room, FITNESS CENTER, laundry facility along with areas for woodworking, tennis, PICKLEBALL, shuffleboard and more. GOLF CARTS WELCOME. The outdoor enthusiast in you will love the closeness of boating and fishing from the community docks and boat ramp. You will also find several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, TT’s Tiki on the Water and the Sandbar Tiki & Grill all of which can be accessed by boat or by car. The Village is perfect for year round living or a winter get away spot.
Facts
- Property type
- Land
- Lot size
- 0.17 acres
- Waterfront
- Yes
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon, River
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $972/yr
- Monthly fees
- $140/mo
- Listed
- May 23, 2025
- MLS #
- C7510151
Price & status history
- Listed for $100,000
- Price reduced to $74,900from $89,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 7578 RATAN CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$800
$379 of that is principal & interest. 53% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $379
- Property taxes
- $81
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $140
- Mortgage insurance (PMI)
- $0
- Total per month
- $800
Over the life of the loan
- Loan amount
- $59,920
- Down payment
- $14,980
- Total interest
- $76,425
- Principal + interest paid
- $136,345
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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7578 Ratan Cir, Port Charlotte, FL 33981
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7510151 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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