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$320,000

Active

766 Sidney Ter, Port Charlotte, FL 33948

2 beds Β· 2 baths Β· 1,299 sq ft

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7530583

48 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

WELCOME TO EASY FLORIDA LIVING IN THIS WELL-MAINTAINED 2-BEDROOM, 2-BATH POOL HOME IN PORT CHARLOTTE! Located in Flood Zone "X", this home offers an impressive list of improvements, including NEW IMPACT WINDOWS (EXCLUDING THE BATHROOMS AND UTILITY ROOM), MOTORIZED ROLL-DOWN STORM SHUTTERS, a NEW A/C 2026, SOLAR PANEL SYSTEM added in 2024, and an ELECTRICAL PANEL REWIRED IN 2021. A split-bedroom floor plan, spacious screened lanai, and private fenced backyard complete the package. The attractive exterior welcomes you with established tropical landscaping, a wide driveway, attached two-car garage, and covered and screened front entry. Inside, tile flooring flows throughout the home. The open living and dining area features a vaulted ceiling and abundant natural light, creating an inviting space for everyday living and entertaining. Sliding glass doors from the dining area open to the lanai for an easy indoor-outdoor connection. The adjoining galley-style kitchen offers wood cabinetry, solid-surface countertops, a decorative tile backsplash, black appliances, generous cabinet and counter space, and a distinctive tray-style ceiling detail. An extended utility/laundry room is conveniently located nearby and provides access between the kitchen hallway and primary bath. Designed with privacy in mind, the primary suite is positioned separately from the guest bedroom and features sliding glass doors to the lanai. The private ensuite bath includes a granite-topped vanity with ample storage, updated fixtures, and a large walk-in shower with sliding doors. On the opposite side of the home, the generously sized guest bedroom offers a large closet and convenient access to the second full bath with a tub/shower combination and tiled surround. Step outside to the large covered and screened lanai with plenty of space for lounging, dining, and entertaining. The screened pool with paver decking features a NEW POOL HEATER AND POOL LIGHT IN 2026, creating an inviting outdoor retreat for enjoying the Florida lifestyle. Beyond the lanai, the fully fenced backyard, added in 2022, provides additional usable space along with an 8' x 10' storage shed for tools, lawn equipment, and recreational items. Additional improvements include a NEW SEPTIC SYSTEM IN 2020 and UPDATED DRAIN FIELD. Conveniently located near shopping, dining, everyday services, boating, fishing, golf, parks, and area recreation, with Gulf beaches within driving distance, this Port Charlotte home combines a functional floor plan, extensive improvements, a private pool, and plenty of space to enjoy Southwest Florida living.

Facts

Property type
Single Family Residence
Year built
1984
Bathrooms
2 full
Living area
1,299 sqft
Lot size
0.23 acres
Private pool
Yes
Exposure
South
Furnished
Negotiable
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$739/yr
Listed
Sep 10, 2026
MLS #
C7530583

Price & status history

  1. Listed for $324,995
  2. Price reduced to $320,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 766 SIDNEY TER. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,946

$1,618 of that is principal & interest. 17% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,618
Property taxes
$62
Homeowners insurance
$267
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,946

Over the life of the loan

Loan amount
$256,000
Down payment
$64,000
Total interest
$326,514
Principal + interest paid
$582,514
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

766 Sidney Ter, Port Charlotte, FL 33948

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7530583 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:51 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]