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$199,900

Active

2160 Topsy Terrace, North Port, FL 34286

3 beds · 2 baths · 1,499 sq ft

Listing courtesy of EDGERTON REALTY & DEVELOPMENT,LLC · MLS# D6143260

426 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • 13-foot soaring ceilings
  • split floor plan
  • smart home automation
  • hurricane-rated windows
  • walk-in pantry
  • custom island configurations
  • non-HOA area
  • high-efficiency HVAC

AI-selected highlights from the listing description below.

Under Construction. Under Construction. Wow . Custom Luxury New Build – THIS PRICE IS THE UNFINISHED AS IS PRICE !!!!FOR $289,000,THE HOUSE CAN BE COMPLETED IF BUYER PUTS DOWN 30% IN ESCROW AND ADVANCES MONEY DIRECTLY TO THE BUILDER TO COMPLETE THE CONSTRUCTION please make note Price reflects under construction and as is condition at the stage of this construction 65/70% complete .For $89,000 additional builder will complete the property and CO as follows 30% down payment to the title company Buyer Shell advance through the title company as the completed work is advanced until property is completed ,Buyer has the right to buy as is with immediate Closing at 199900.!!2160 Topsy Terrace, North Port, FL Elegance, Innovation, and Personalization—Welcome Home. This brand-new, custom build-to-suit smart home at 2160 Topsy Terrace offers an unmatched opportunity to create your dream residence with luxury finishes and cutting-edge technology in a tranquil North Port setting. .Meticulously designed with sophistication and comfort in mind, this home blends timeless elegance with modern living features—tailored to your taste and lifestyle. Step into the stunning open-concept living space where 13-foot soaring ceilings in the kitchen and living room create a grand ambiance, perfect for entertaining or everyday luxury. The chef-inspired kitchen includes premium shaker-style cabinetry, sleek quartz countertops, high-end stainless steel appliance packages, a walk-in pantry, and custom island configurations—all customizable to fit your unique vision. The split floor plan ensures privacy, with 10-foot ceilings throughout the remainder of the home adding a spacious, airy feel. The luxury primary suite is a serene retreat featuring a beautifully designed modern en-suite bathroom. High-efficiency HVAC to keep you perfectly comfortable and fully protected with hurricane-rated windows and doors! **Customization Options Include: Choice of flooring, lighting, and green energy upgrades Smart home automation systems (lighting, security, climate, and audio) efficient living.Situated on a quiet, paved street in a non-HOA area with no deed restrictions Located in a growing residential area with easy access to I-75, shopping, dining, top-rated schools, and Gulf beaches, this home offers the best of Florida living with the flexibility to design and build it your way. Your custom luxury lifestyle starts now! we have multiple models under construction to choose from. All phases of construction from roughed to already sheet rocked and ready for final under construction homes available within 90-100 days. Best part is still time to pick your color combination, cabinets, flooring, color, tiles, and exterior color combination. why wait to build when you can make this your signature home in paradise Best brand new home for the price!!! call for details.

Facts

Property type
Single Family Residence
Year built
2025
Living area
1,499 sqft
Lot size
0.22 acres
Private pool
No
Exposure
Northwest
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$719/yr
Listed
2025-07-30
MLS #
D6143260

Price & status history

  1. Listed for $340,000
  2. Price reduced to $199,900from $299,900

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 2160 TOPSY TERRACE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,271

$1,011 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,011
Property taxes
$60
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,271

Over the life of the loan

Loan amount
$159,920
Down payment
$39,980
Total interest
$203,969
Principal + interest paid
$363,889
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2160 Topsy Terrace, North Port, FL 34286

Listing courtesy of EDGERTON REALTY & DEVELOPMENT,LLC · MLS# D6143260 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 1 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 7:58 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]