$99,900
Active2395 Harbor Blvd #310, Port Charlotte, FL 33952
2 beds · 2 baths · 1,044 sq ft
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7515049
375 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Top floor location
- Elevator access
- Bamboo flooring
- 2020 A/C system
- 2023 water heater
- 2025 metal roof
- Hurricane shutters
- Electric lanai openers
AI-selected highlights from the listing description below.
2 bedroom, 2 bath condo in Vel Gardens, a 55+ community built for easy, low-maintenance living. Perched on the top floor with elevator access, this home pairs comfort with peace of mind: newer bamboo flooring, a 2020 A/C system, 2023 water heater, newer appliances, and a brand-new metal roof in 2025. Hurricane shutters protect windows, with electric openers on the lanai and primary bedroom for effortless security. The kitchen offers drawer-base cabinets and in-unit laundry, while the spacious primary suite features a walk-in closet, private bath with walk-in shower, and sliders leading directly to the lanai-the perfect place to enjoy a morning coffee or evening sunset. The living room also extends to this private outdoor space, complete with extra storage. Unit is complete with assigned covered parking spot. Beyond your door, Vel Gardens invites you to enjoy its heated, screened-in pool and active clubhouse, ideal for both relaxation and social connection. The community is conveniently located near shopping centers, restaurants, medical facilities, golf courses, and year-round entertainment options, making it easy to balance leisure and convenience. Ideally positioned in Southwest Florida, Port Charlotte sits just north of Fort Myers, south of Sarasota, and west of Orlando-offering access to three major international airports plus the region’s best-kept secret, Punta Gorda Airport. Whether you’re traveling or welcoming visitors, access is always straightforward. This move-in ready condo truly offers the best of comfort, location, and community in the heart of Charlotte County.
Facts
- Property type
- Condominium
- Year built
- 1984
- Living area
- 1,044 sqft
- Lot size
- 0.02 acres
- Private pool
- No
- Exposure
- West
- Flood zone
- X500
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $859/yr
- Monthly fees
- $415/mo
- Listed
- 2025-09-19
- MLS #
- C7515049
Price & status history
- Listed for $144,900
- Price reduced to $99,900from $112,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2395 HARBOR BLVD #310. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,192
$505 of that is principal & interest. 58% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $505
- Property taxes
- $72
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $415
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,192
Over the life of the loan
- Loan amount
- $79,920
- Down payment
- $19,980
- Total interest
- $101,934
- Principal + interest paid
- $181,854
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2395 Harbor Blvd #310, Port Charlotte, FL 33952
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7515049 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
