$360,000
Active1382 Shields St, Port Charlotte, FL 33980
3 beds · 2 baths · 2,044 sq ft
Listing courtesy of HOLIDAY BUILDERS GULF COAST · MLS# C7515370
373 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
MOVE IN READY!! BRAND NEW HOME! Welcome to the Delray, where thoughtful design and modern living come together to create the perfect home for you and your family. This 3-bedroom, 2-bathroom haven boasts a spacious 2,044 square feet of luxurious living space, ensuring that every square inch is designed with your comfort in mind. As you step through the front door, the foyer invites you into your new home. To your left, a versatile den awaits – perfect for a home office or library. To your right, a private dining room sets the stage for intimate gatherings and memorable meals. The Delray floorplan is not just a house; it’s a home designed for modern living where every detail has been carefully considered to enhance your lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Living area
- 2,044 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $448/yr
- Listed
- 2025-09-24
- MLS #
- C7515370
Price & status history
- Listed for $378,986
- Price reduced to $360,000from $365,986
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1382 SHIELDS ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,158
$1,820 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,820
- Property taxes
- $37
- Homeowners insurance
- $300
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,158
Over the life of the loan
- Loan amount
- $288,000
- Down payment
- $72,000
- Total interest
- $367,328
- Principal + interest paid
- $655,328
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1382 Shields St, Port Charlotte, FL 33980
Listing courtesy of HOLIDAY BUILDERS GULF COAST · MLS# C7515370 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
