$199,000
Active304 Fletcher St, Port Charlotte, FL 33954
2 beds · 2 baths · 1,008 sq ft
Listing courtesy of NEXTHOME LUXE COASTAL · MLS# O6348180
366 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- quiet neighborhood
- private en suite bath
- spacious backyard
- short drive to waterfront
AI-selected highlights from the listing description below.
Short Sale. Discover this 2-bedroom, 2-bath home tucked away in a quiet neighborhood, yet just minutes from shopping, dining, and only a short drive to Punta Gorda’s charming historic waterfront. Step inside to find a light-filled, open floor plan with a neutral palette and flooring that flows seamlessly throughout the main living spaces. The primary suite offers its own private en suite bath, while the second bedroom and bath provide flexibility for family, guests, or a home office. A spacious backyard invites endless possibilities—add a pool, create a garden retreat, or simply enjoy the extra space for pets and play. This property offers an appealing combination of affordability, location, and lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 1986
- Living area
- 1,008 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,324/yr
- Listed
- 2025-09-29
- MLS #
- O6348180
Price & status history
- Listed for $189,000
- Price increased to $199,000from $145,000
- Status changed to Active
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 304 FLETCHER ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,317
$1,006 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,006
- Property taxes
- $110
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,317
Over the life of the loan
- Loan amount
- $159,200
- Down payment
- $39,800
- Total interest
- $203,051
- Principal + interest paid
- $362,251
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
304 Fletcher St, Port Charlotte, FL 33954
Listing courtesy of NEXTHOME LUXE COASTAL · MLS# O6348180 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
