$189,800
Active Under Contract1186 Rio de Janeiro Ave #104, Punta Gorda, FL 33983
2 beds · 3 baths · 1,154 sq ft
Listing courtesy of THE LEGACY COLLECTIVE REALTY · MLS# C7515781
357 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. Want a golf course maintenance free lifestyle? This townhome is your next home! LOW HOA of only $193/MO and NO FLOOD INSURANCE! COMMUNITY POOL. Unit on end building for added privacy! Over $30,000 in recent upgrades, including new appliances, granite countertops, updated flooring, and more, makes this charming townhouse truly stand out in the highly sought-after Deep Creek community. LOW HOA of only $193/MO and NO FLOOD INSURANCE! Updated windows and doors. Such an easy seasonal or year around home! This beautifully updated 2-bedroom, 2.5-bath townhome offers the perfect blend of modern comfort and serene golf course living. Step inside to an inviting open-concept living area, ideal for entertaining or relaxing after a day on the course. Sliding glass doors lead to your private screened lanai, where you can enjoy peaceful views and walk right out your back door onto the golf course. The home features new granite countertops and new flooring throughout, giving it a fresh, contemporary feel. Upstairs, you’ll find two spacious bedrooms, each with its own ensuite bathroom. The primary suite is a true retreat, complete with a private balcony overlooking the golf course. The second bedroom offers flexible space—perfect for guests, a home office, or seasonal visitors. Residents enjoy a LOW monthly HOA of just $193, which includes access to the community pool—perfect for soaking up the Florida sunshine. Additional highlights include: Roof replaced in 2024 Water heater (2021) Well-maintained A/C system (2007), lightly used for seasonal living Peaceful golf course setting in a friendly, well-established community Ideally located near shopping, dining, and outdoor recreation, this townhome is perfect for full-time living, seasonal enjoyment, or as a strong investment opportunity. Move-in ready, beautifully updated, and golf course living at its best—don’t let this one slip away! Schedule your showing today.
Facts
- Property type
- Townhouse
- Year built
- 2007
- Living area
- 1,154 sqft
- Lot size
- 0.02 acres
- Private pool
- No
- Exposure
- West
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,042/yr
- Monthly fees
- $193/mo
- Listed
- Oct 2, 2025
- MLS #
- C7515781
Price & status history
- Listed for $215,000
- Price reduced to $189,800from $189,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1186 RIO DE JANEIRO AVE #104. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,440
$960 of that is principal & interest. 33% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $960
- Property taxes
- $87
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $193
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,440
Over the life of the loan
- Loan amount
- $151,840
- Down payment
- $37,960
- Total interest
- $193,664
- Principal + interest paid
- $345,504
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1186 Rio de Janeiro Ave #104, Punta Gorda, FL 33983
Listing courtesy of THE LEGACY COLLECTIVE REALTY · MLS# C7515781 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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