$475,000
Active249 Ferdon Cir, Port Charlotte, FL 33954
4 beds · 2 baths · 2,255 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7518014
306 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Adjacent buildable lot
- Screened porch
- Fully fenced backyard
- Hurricane shutters
- New roof
- Reverse osmosis
- Soaking tub
- Walk-in shower
AI-selected highlights from the listing description below.
Expansive 4-Bedroom Home + Adjacent Buildable Lot Included Discover the perfect blend of space, comfort, and opportunity at this impressive single owner residence in the desirable Port Charlotte Sec 019 neighborhood. Built in 2006, this one-story, 2,255 sq ft heated home offers 4 bedrooms, 2 bathrooms, and a 2-car attached garage, situated on an oversized 0.28-acre parcel. Thoughtful interior features include an open floorplan, luxury vinyl and tile flooring, ceiling fans, walk-in closets, and an en-suite primary bath with a soaking tub and walk-in shower. The home’s kitchen is warm and functional with ample eating space, modern appliances, granite-style counters, and a pantry — perfect for both daily living and entertaining. Other features are reverse osmosis, hurricane shutters and new roof. Enjoy Florida living at its best with a private screened porch, a fully fenced backyard, and a peaceful, open yard setting. BONUS INCLUDED IN SALE PRICE: The vacant, buildable lot directly to the right of the home is included in the sale, significantly increasing both your land value and future possibilities. Whether you’re dreaming of constructing a guest home, investment property, workshop, or simply maintaining additional privacy — the options are endless. This adjacent parcel conveys together with the home at the listed sale price.
Facts
- Property type
- Single Family Residence
- Year built
- 2006
- Living area
- 2,255 sqft
- Lot size
- 0.28 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,653/yr
- Listed
- 2025-11-26
- MLS #
- C7518014
Price & status history
- Listed for $425,000
- Price increased to $475,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 249 FERDON CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,269
$2,402 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,402
- Property taxes
- $471
- Homeowners insurance
- $396
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,269
Over the life of the loan
- Loan amount
- $380,000
- Down payment
- $95,000
- Total interest
- $484,669
- Principal + interest paid
- $864,669
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
249 Ferdon Cir, Port Charlotte, FL 33954
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7518014 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
