$675,000
Active1323 Wesley Dr #112, Punta Gorda, FL 33950
3 beds · 2 baths · 1,488 sq ft
Can tour today — We can usually have an agent meet you here within a couple of hours. Call (941) 474-5585
Listing courtesy of REALTY ONE GROUP MVP · MLS# A4678041
260 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Private concrete dock
- FEMA elevated construction
- Sound-barrier insulation
- Screened lanai
- No HOA fees
- Short-term rental friendly
AI-selected highlights from the listing description below.
New Construction Waterfront canal-front property in Punta Gorda Isles, designed for boating enthusiasts with powerboat access minutes to Charlotte Harbor and the Gulf of America. This elevated concrete block home is built in compliance with FEMA elevation requirements, offering enhanced protection during hurricane conditions and long-term peace of mind. Enjoy stunning canal views, a private concrete dock, and direct access to Charlotte harbor and the Gulf of America, perfect for fishing, kayaking, and boating. The residence features impact-resistant windows and doors, brand-new smart bespoke stainless-steel appliances, quartzite countertops, and luxury finishes throughout. Abundant natural light fills the open living spaces, complemented by sound-barrier insulation in all interior walls for added comfort and privacy. The home offers three bedrooms and two bathrooms, including oversized walk-in showers with built-in benches. With no HOA fees, short-term rental–friendly potential, and strong demand in this waterfront location, this property is an excellent income-producing asset ideal for Airbnb or vacation rentals, while also serving as a perfect full-time residence or second home. Panoramic - Screen lanai will be install soon.
Facts
- Property type
- Villa
- Year built
- 2025
- Living area
- 1,488 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 100 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,393/yr
- Listed
- 2026-01-12
- MLS #
- A4678041
Virtual tour
- Video tour on YouTubeyoutu.be
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1323 WESLEY DR #112. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,425
$3,413 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,413
- Property taxes
- $449
- Homeowners insurance
- $563
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,425
Over the life of the loan
- Loan amount
- $540,000
- Down payment
- $135,000
- Total interest
- $688,740
- Principal + interest paid
- $1,228,740
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1323 Wesley Dr #112, Punta Gorda, FL 33950
Listing courtesy of REALTY ONE GROUP MVP · MLS# A4678041 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
