$99,000
Active10080 Cocoa Beach St, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of PREMIERE PLUS REALTY COMPANY · MLS# A4681630
236 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Gulf access boat ramp
- Park
- Near Gulf beaches
- World-class fishing spots
AI-selected highlights from the listing description below.
Welcome to your dream lot in the vibrant city of Port Charlotte, Florida! Situated at 10080 Cocoa Beach St, this property is ideal for building your dream home or vacation getaway. Enjoy the prime location with excellent access to nearby amenities, including shops, restaurants, and entertainment centers. Just minutes away, you'll find West Port Shopping Center, Walmart Supercenter, and Publix Super Market at Cocoplum Village Shops. Families will appreciate the proximity to quality schools such as Kingsway Elementary and Port Charlotte High School. Nestled in the serene neighborhood of South Gulf Cove, this lot offers the tranquility of suburban living while keeping you close to the conveniences of city life. The community features a beautiful park and a Gulf access boat ramp, perfect for outdoor enthusiasts. Additionally, you’re just a short drive from stunning Gulf beaches and world-class fishing spots, making Southwest Florida a top tourist destination.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Flood zone
- AE*
- Annual taxes
- $1,756/yr
- Listed
- 2026-02-02
- MLS #
- A4681630
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10080 COCOA BEACH ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$847
$501 of that is principal & interest. 41% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $501
- Property taxes
- $146
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $847
Over the life of the loan
- Loan amount
- $79,200
- Down payment
- $19,800
- Total interest
- $101,015
- Principal + interest paid
- $180,215
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10080 Cocoa Beach St, Port Charlotte, FL 33981
Listing courtesy of PREMIERE PLUS REALTY COMPANY · MLS# A4681630 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
