$949,000
Active7820 Midnight Pass, Sarasota, FL 34242
0.32 acre lot
Listing courtesy of WHITE SANDS REALTY GROUP FL · MLS# A4698353
121 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Heron lagoon waterfront
- 103-foot water frontage
- Cleared homesite
- Dock building rights
- 1 bedroom apartment
- 2 car garage
- No HOA
- Wildlife viewing
AI-selected highlights from the listing description below.
BUILD YOUR DREAM HOME ON SIESTA KEY! This vacant parcel offers the exciting possibility to build your custom home tailored to your lifestyle. Enjoy the world-famous Siesta Key Beach, sparkling Gulf waters, boating, dining, and shopping all part of the Island experience. RARE 103-FOOT HERON LAGOON WATERFRONT HOMESITE ON SIESTA KEY! 0.35 ACRES CLEARED HOMESITE! The property is in the Cedars of Siesta Key, and public records identify the parcel as 0127-06-0004 public sources identify zoning as RE2, with Siesta Key Overlay District also applicable, the property is listed in flood zoning AE. Build your dream home on Siesta Key with all the privacy and exclusivity you want! Come build your dock! The land across the lagoon is undevelopable due to site constraints. What's not to love- no demolition needed--just bring your vision to life! Ideal for a luxury residence or vacation retreat. Lot's of bird life here on the Lagoon for your wildlife viewing pleasures. Whether you're dreaming of an elegant coastal oasis or a blank canvas, it's waiting for you! Just minutes to the south side of Siesta Key with dining, shopping, and entertainment! The beach life is waiting for you! No HOA's or CDD's here. The remaining building is a 2 story 2 car garage with a 1 bedroom apartment upstairs.
Facts
- Property type
- Land
- Lot size
- 0.32 acres
- Waterfront
- Yes · 103 ft
- Water access
- Lagoon
- Water view
- Yes
- Exposure
- West
- Flood zone
- AE
- CDD
- No
- Annual taxes
- $4,685/yr
- Listed
- Jun 28, 2026
- MLS #
- A4698353
Price & status history
- Listed for $989,000
- Price reduced to $949,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
Opens propertypanorama.com in a new tab.
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 7820 MIDNIGHT PASS. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,980
$4,799 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,799
- Property taxes
- $390
- Homeowners insurance
- $791
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,980
Over the life of the loan
- Loan amount
- $759,200
- Down payment
- $189,800
- Total interest
- $968,318
- Principal + interest paid
- $1,727,518
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
7820 Midnight Pass, Sarasota, FL 34242
Listing courtesy of WHITE SANDS REALTY GROUP FL · MLS# A4698353 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Sarasota
Want an email when lots like this list?
New Sarasota lots up to $1,190,000. Free, and you can stop any time.
