$1,295,000
Active221 N Gulf Blvd #a, Placida, FL 33946
2 beds · 3 baths · 1,486 sq ft
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# D6146245
223 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- direct beachfront
- hurricane-rated windows
- standing-seam metal roof
- private beachfront deck
- primary suite private deck
- bridgeless barrier island
- Gulf of America views
AI-selected highlights from the listing description below.
SELLER FINANCING AVAILABLE-DIRECT BEACHFRONT TOWNHOME on "Palm" Island! If you’re dreaming of an island getaway with your toes in the sand instead of the snow, this beautifully renovated end-unit townhome delivers the ultimate coastal escape. Located on magical Palm Island, along the sparkling Gulf of America, you’ll enjoy front-row seats to breathtaking sunsets and miles of pristine, shell-strewn white-sand beaches. This 2-bedroom, 2.5-bath residence has been thoughtfully updated inside and out and is truly move-in ready. Features include hurricane-rated windows and sliders, a 2025 standing-seam metal roof, Hardy Board siding, newer A/C, plumbing, electrical, and appliances, plus an open, inviting floor plan filled with natural light. Step outside to an expansive and private beachfront deck—perfect for entertaining, dining, or simply soaking in the views. The primary suite also offers its own private deck, ideal for savoring nightly sunsets. Whether you’re seeking a personal island retreat or a high-performing investment property, this townhome checks all the boxes and has excellent rental potential. Palm Island is a bridgeless barrier island accessible by a short car ferry ride, preserving its laid-back Old Florida charm. Once here, enjoy golf cart rides, kayaking, boating, fishing, biking, and long, peaceful beach walks—far from the hustle and bustle of everyday life.
Facts
- Property type
- Townhouse
- Year built
- 1986
- Living area
- 1,486 sqft
- Lot size
- 0.1 acres
- Waterfront
- Yes · 33 ft
- Water access
- Beach, Beach - Access Deeded, Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,818/yr
- Listed
- 2026-02-19
- MLS #
- D6146245
Price & status history
- Listed for $1,395,000
- Price reduced to $1,295,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 221 N GULF BLVD #A. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$8,279
$6,548 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $6,548
- Property taxes
- $652
- Homeowners insurance
- $1,079
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $8,279
Over the life of the loan
- Loan amount
- $1,036,000
- Down payment
- $259,000
- Total interest
- $1,321,361
- Principal + interest paid
- $2,357,361
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
221 N Gulf Blvd #a, Placida, FL 33946
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# D6146245 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
