$240,000
Active3552 Middletown St, Port Charlotte, FL 33952
3 beds · 2 baths · 1,678 sq ft
Listing courtesy of NEXTHOME LUXE COASTAL · MLS# O6385307
210 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- freshwater canal property
- updated flooring
- updated bathrooms
- one-car carport
- partial renovation
AI-selected highlights from the listing description below.
Short Sale. APPROVED! Freshwater canal property offering a 3-bedroom, 2-bath home with approximately 1,678 square feet of living space and a one-car carport. The interior renovation appears partially completed with updated flooring and bathrooms already in place. The kitchen area includes lower cabinetry and countertops, while upper cabinets and appliances are to be supplied and installed by the buyer. Located in Flood Zone AE and positioned along a freshwater canal, this property presents an opportunity to complete finishing work on an in-progress renovation in an established Port Charlotte neighborhood. Agents: Please review all private remarks prior to scheduling a showing.
Facts
- Property type
- Single Family Residence
- Year built
- 1970
- Living area
- 1,678 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,458/yr
- Listed
- 2026-03-03
- MLS #
- O6385307
Price & status history
- Listed for $199,000
- Price reduced to $240,000from $250,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3552 MIDDLETOWN ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,618
$1,214 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,214
- Property taxes
- $205
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,618
Over the life of the loan
- Loan amount
- $192,000
- Down payment
- $48,000
- Total interest
- $244,885
- Principal + interest paid
- $436,885
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3552 Middletown St, Port Charlotte, FL 33952
Listing courtesy of NEXTHOME LUXE COASTAL · MLS# O6385307 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
