$37,990
Active208 and 214 Rose Cir, Punta Gorda, FL 33982
0.64 acre lot
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7522635
214 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Flood Zone X
- Over 1/2 acre
- Lakefront park
- Private boat ramp
- Jim Long Lake access
AI-selected highlights from the listing description below.
This listing is for both 208 and 214 Rose Circle, this oversized Parcel is over 1/2 acre in the highly desired Flood Zone X, meaning no flood insurance is required. Tucked away on a quiet street, it’s the perfect place to build your dream home, whether you’re looking to retire or raise a family. Peace River Shores is a welcoming community in Punta Gorda, offering the best of both worlds: close to town, yet just far enough away to enjoy a peaceful, rural feel. The voluntary property owner’s association provides access to a clubhouse with community events, a lakefront park with fishing, picnic shelters, and grills. Members also enjoy a private boat ramp and dock with access to Jim Long Lake, which connects to the Peace River, Charlotte Harbor, and out to the Gulf of Mexico. Conveniently located, this property is less than 9 miles from I-75, making commuting a breeze. You’ll be just 14 miles from Ponce de Leon Park’s famous sunsets, 11 miles from Punta Gorda’s Historic District with its waterfront parks, dining, and shopping, and minutes from Tampa Bay Rays spring training and the fairgrounds. Multiple golf courses and some of the best boating and fishing in Florida are all nearby. Sports fans will love that Red Sox, Orioles, Twins, and Braves spring training facilities are within an hour’s drive. Buyer and buyer’s representative to verify environmental conditions and endangered species restrictions. This lot is priced to sell, don’t miss this opportunity! Call today for availability.
Facts
- Property type
- Land
- Lot size
- 0.64 acres
- Exposure
- Southwest
- Flood zone
- X
- Annual taxes
- $320/yr
- Listed
- 2026-02-28
- MLS #
- C7522635
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 208 and 214 ROSE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$419
$192 of that is principal & interest. 54% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $192
- Property taxes
- $27
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $419
Over the life of the loan
- Loan amount
- $30,392
- Down payment
- $7,598
- Total interest
- $38,763
- Principal + interest paid
- $69,155
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
208 and 214 Rose Cir, Punta Gorda, FL 33982
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7522635 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



