$29,900
Active2801 12th St, Englewood, FL 34224
0.17 acre lot
Listing courtesy of DALTON WADE INC · MLS# D6146386
214 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- corner lot
- boat ramps
- Intercoastal Waterway access
- X500 flood zone
- no HOA
AI-selected highlights from the listing description below.
NO HOA. Bring all offers, seller Motivated. Build New with your style and tastes. Welcome to your future home site. Tucked away in the Waterfront community of famous Grove City. This corner lot is perfect for your getaway with everything you need nearby. Manasota Key and Englewood Beach is less than 8 minutes away. As well as a nature park with walking trails that can lead to a view of the Intercoastal Waterway. A fisherman's/boater's dream with boat ramps, Intercoastal Waterway, access to out-islands, beaches, restaurants, shopping and golf all nearby. Save on flood insurance with this X500 Flood Zone lot.
Facts
- Property type
- Land
- Lot size
- 0.17 acres
- Flood zone
- X500
- Annual taxes
- $754/yr
- Listed
- 2026-02-28
- MLS #
- D6146386
Price & status history
- Listed for $45,000
- Price reduced to $29,900from $39,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2801 12TH ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$414
$151 of that is principal & interest. 63% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $151
- Property taxes
- $63
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $414
Over the life of the loan
- Loan amount
- $23,920
- Down payment
- $5,980
- Total interest
- $30,509
- Principal + interest paid
- $54,429
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2801 12th St, Englewood, FL 34224
Listing courtesy of DALTON WADE INC · MLS# D6146386 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
