$325,000
Active3704 Pebble Ter, Punta Gorda, FL 33980
4 beds · 2 baths · 1,846 sq ft
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7522833
207 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- gated community
- screened lanai
- primary ensuite
- community pool
- interior laundry room
- den
AI-selected highlights from the listing description below.
MODEL-PERFECT HOME IN THE RIVER CLUB: Located in the pristine gated community of River Club, this impeccably maintained 4-bedroom, 2-bath home truly shows like a model and is tastefully decorated throughout. Being furnished with some exclusions, this home offers a convenient move-in ready opportunity. The open floor plan creates a welcoming atmosphere and allows for easy interaction with family and guests, making it ideal for both everyday living and entertaining. The spacious living area flows seamlessly to the extended screened lanai, providing the perfect place to relax and enjoy Florida’s beautiful weather. The large primary ensuite offers a private retreat, thoughtfully positioned away from the other bedrooms for added privacy. Guest bedrooms are comfortable and inviting, while the fourth bedroom is currently used as a den, offering flexibility for a home office, hobby room, or additional guest space. Additional conveniences include an interior laundry room and a well-designed floor plan that maximizes both comfort and functionality. Residents of River Club enjoy the security and charm of a beautifully maintained gated community, while remaining close to shopping, dining, and the waterfront lifestyle of nearby Punta Gorda. Gathering at the community pool is a favorite neighborhood tradition, inspiring friendships and lifelong neighbors. ***Please enjoy the 3D Virtual Tour that walks you through this well-thought-out floor plan and showcases everything this beautiful home has to offer***
Facts
- Property type
- Single Family Residence
- Year built
- 2020
- Living area
- 1,846 sqft
- Lot size
- 0.17 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- AE*
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,453/yr
- Monthly fees
- $398/mo
- Listed
- 2026-03-07
- MLS #
- C7522833
Virtual tour
- Virtual tourvirtuallythere3d.comView the virtual tour(opens virtuallythere3d.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3704 PEBBLE TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,517
$1,643 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,643
- Property taxes
- $204
- Homeowners insurance
- $271
- Flood insurance
- $0
- HOA / condo fees
- $398
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,517
Over the life of the loan
- Loan amount
- $260,000
- Down payment
- $65,000
- Total interest
- $331,616
- Principal + interest paid
- $591,616
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3704 Pebble Ter, Punta Gorda, FL 33980
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7522833 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
