$235,000
Active16235 Banyan Ave, Port Charlotte, FL 33954
2 beds · 2 baths · 1,058 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7523484
197 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Charming and well-maintained 2-bedroom, 2-bath, 2-car garage home with thoughtful updates throughout! Enjoy peace of mind with a new roof (2025), new water heater (2026), and an updated water softener. The home features tile flooring throughout and an updated kitchen that’s both stylish and functional. Designed with a desirable split floor plan, this home lives larger than its square footage and offers a comfortable, open feel. Step outside to a covered lanai overlooking a lush, private garden filled with walking paths, vibrant flowering plants, and fruit trees—your own tropical retreat. A spacious deck provides the perfect spot to relax, sunbathe, or enjoy Florida’s beautiful weather year-round. Additional highlights include a large storage shed, with many tools included, plus select furnishings that will convey with the sale—making this home truly move-in ready.
Facts
- Property type
- Single Family Residence
- Year built
- 1988
- Living area
- 1,058 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Partially
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,663/yr
- Listed
- 2026-03-17
- MLS #
- C7523484
Price & status history
- Listed for $254,900
- Price reduced to $235,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 16235 BANYAN AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,527
$1,188 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,188
- Property taxes
- $139
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,527
Over the life of the loan
- Loan amount
- $188,000
- Down payment
- $47,000
- Total interest
- $239,784
- Principal + interest paid
- $427,784
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
16235 Banyan Ave, Port Charlotte, FL 33954
Listing courtesy of RE/MAX PALM REALTY · MLS# C7523484 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
