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$199,000

Active

4800 Harbor Point Ct, Port Charlotte, FL 33952

0.72 acre lot

Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · MLS# TB8487956

174 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Charlotte Harbor views
  • Deeded boat slip
  • Deep water marina
  • Gated community
  • 24 hour security
  • Peninsula waterfront location
  • 3/4 acre lot

AI-selected highlights from the listing description below.

Grassy Point Estates almost 3/4 of an Acre Lot to build your new dream home in this Premier Gated Community. This most private setting is nestled in a neighborhood of stunning estate homes. "Spectacular Views" of Charlotte Harbor are possible from the 2nd and 3rd floor of your new dream home. Purchase includes assigned deeded boat slip B6, and is just down the street in Grassy Point's Beautiful, private deep water marina directly off the Charlotte Harbor. Located on a peninsula at the edge of Charlotte Harbor, Grassy Point offers the most luxurious beautiful landscaped waterfront property in the entire area! This wonderful neighborhood is situated around a private 6 acre Deep Water basin Marina with immediate deepwater access to Charlotte Harbor and on and out to the Gulf of America. Impeccably landscaped tree lined streets offer a appealing, safe and secure private community that is ideal for biking, walking and excellent boating. This community features 86 estate home sites, an Old Florida clubhouse and a private gated entrance with 24 hour manned security. Grassy Point is minutes from shopping, dining, medical care, waterfront parks and stunning historic downtown Punta Gorda with all it has to offer!

Facts

Property type
Land
Lot size
0.72 acres
Water access
Bay/Harbor, Gulf/Ocean, Marina
Water view
Yes
Flood zone
AE
CDD
No
Annual taxes
$3,607/yr
Monthly fees
$725/mo
Listed
2026-04-09
MLS #
TB8487956

Price & status history

  1. Listed for $169,000
  2. Price increased to $199,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 4800 HARBOR POINT CT. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,232

$1,006 of that is principal & interest. 55% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,006
Property taxes
$301
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$725
Mortgage insurance (PMI)
$0
Total per month
$2,232

Over the life of the loan

Loan amount
$159,200
Down payment
$39,800
Total interest
$203,051
Principal + interest paid
$362,251
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4800 Harbor Point Ct, Port Charlotte, FL 33952

Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · MLS# TB8487956 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 1 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 8:14 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]