$560,000
Active409 North Point Rd #401, Osprey, FL 34229
3 beds · 3 baths · 2,594 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4690812
162 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- treetop level
- gated community
- master suite
- guest bedroom en suite
- den
- Italian ceramic tile
- electric hurricane shutters
- championship golf courses
AI-selected highlights from the listing description below.
Nestled at treetop level, in Meridian behind the gates of The Oaks Preserve, you will find this elegant residence waiting for you to make it your own. With a spacious master suite, two guest bedrooms (one en suite) and a den, this condo lives large, with room for comfortable, gracious living. Beautifully appointed, every special touch you would want can be found here, Italian ceramic tile, crown molding, ceiling fans and custom lighting. The expansive kitchen features granite countertops and stainless-steel appliances and has a cozy breakfast nook. Practical concerns are addressed by things like electric hurricane shutters in addition to impact windows and doors, and a large laundry room. Meridian residents have use of their own pool, spa and workout room. And can take advantage of all the Oaks Club has to offer, two championship golf courses, a world-class tennis facility, a state-of-the art wellness center and a wide variety of club amenities, including dining options and social offerings. There is currently no waiting list for either Golf or Sports/Social membership.
Facts
- Property type
- Condominium
- Year built
- 2004
- Living area
- 2,594 sqft
- Private pool
- No
- Exposure
- East
- Furnished
- Turnkey
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,285/yr
- Monthly fees
- $2,367/mo
- Listed
- 2026-04-21
- MLS #
- A4690812
Price & status history
- Listed for $625,000
- Price reduced to $560,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 409 NORTH POINT RD #401. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,189
$2,832 of that is principal & interest. 54% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,832
- Property taxes
- $524
- Homeowners insurance
- $467
- Flood insurance
- $0
- HOA / condo fees
- $2,367
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,189
Over the life of the loan
- Loan amount
- $448,000
- Down payment
- $112,000
- Total interest
- $571,399
- Principal + interest paid
- $1,019,399
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
409 North Point Rd #401, Osprey, FL 34229
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4690812 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
