$199,900
Active18 Emden Cir, Punta Gorda, FL 33950
3 beds · 2 baths · 1,581 sq ft
Listing courtesy of PREFERRED SHORE LLC · MLS# C7525309
159 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Gated 55+ community
- Two on-site marinas
- Gulf access boat slips
- On-site boat ramp
- Boat trailer parking/storage
- Attached golf cart garage
- Large screened lanai
- New shingle roof 2023
AI-selected highlights from the listing description below.
Welcome to Windmill Village in Punta Gorda! Resident-owned 55+ GATED community | TWO ON-SITE MARINAS with plenty of FIRST-COME, FIRST-SERVE boat slips with GULF ACCESS | ON-SITE BOAT RAMP | BOAT TRAILER PARKING/STORAGE | TURN-KEY FURNISHED | HEATED POOL | NEW SHINGLE ROOF 2023 | LARGE SCREENED LANAI | ATTACHED GOLF CART GARAGE/WORKSHOP | NO STORM DAMAGE | LOW $260/month HOA (includes landscaping, water, and sewer) | Windmill Village is where coastal living meets convenience and community. This beautifully maintained, fully furnished Jacobsen home offers 3 bedrooms, 2 bathrooms, and OVER 1,500 square feet of thoughtfully designed living space on a desirable corner lot. Bright and airy with abundant natural light, the home features an open SPLIT FLOOR PLAN, HIGH CEILINGS, and energy-efficient 5-zone Mitsubishi mini split systems for personalized comfort throughout. The kitchen is both functional and stylish with granite countertops, stainless steel appliances, a center island with breakfast bar, and ample wood cabinetry with crown molding. The spacious living area is enhanced by large double-pane windows and a seamless flow into the dining space. A versatile den with French doors can easily serve as a home office or third bedroom. The primary suite offers generous closet space, dual vanities, and a beautifully updated walk-in shower with skylight, while the guest bedroom includes a walk-in closet and access to a full bath. Step outside to your LARGE SCREENED (14x17 ft) LANAI—perfect for relaxing or entertaining—along with a paver patio and COVERED CARPORT. This is ideal for those who love to be on the water and be near downtown Punta Gorda Isles, where there are great restaurants and plenty of events going on. Additional community features include a post office, beautifully maintained grounds, and an upscale community center designed for social gatherings and events. This is a rare opportunity to own a move-in-ready home in one of Punta Gorda’s most desirable waterfront communities.
Facts
- Property type
- Manufactured Home
- Year built
- 2005
- Living area
- 1,581 sqft
- Lot size
- 0.11 acres
- Water access
- Canal - Saltwater
- Private pool
- No
- Exposure
- East
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $4,186/yr
- Monthly fees
- $260/mo
- Listed
- 2026-04-23
- MLS #
- C7525309
Price & status history
- Listed for $234,900
- Price reduced to $199,900from $224,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 18 EMDEN CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,820
$1,011 of that is principal & interest. 44% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,011
- Property taxes
- $349
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $260
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,820
Over the life of the loan
- Loan amount
- $159,920
- Down payment
- $39,980
- Total interest
- $203,969
- Principal + interest paid
- $363,889
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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18 Emden Cir, Punta Gorda, FL 33950
Listing courtesy of PREFERRED SHORE LLC · MLS# C7525309 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
