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$375,000

Active

885 E 3rd St, Englewood, FL 34223

3 beds · 2 baths · 1,524 sq ft

Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7525601

152 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • waterfront canal system
  • dock and boat lift
  • water views
  • brand new A/C system
  • new water heater
  • sprinkler system
  • mango tree
  • shed with electric

AI-selected highlights from the listing description below.

STUNNING WATERFRONT LIVING JUST MINUTES TO LEMON BAY! Welcome to this GORGEOUSLY REDONE 3 BEDROOM, 2 BATHROOM home perfectly positioned along the AINGER CREEK CANAL SYSTEM, offering approximately 15 MINUTES TO OPEN WATERS of Lemon Bay and the ultimate Florida boating lifestyle. From the moment you step inside, you’ll notice the BEAUTIFUL LVP FLOORING flowing throughout and a thoughtfully designed layout that’s PERFECT FOR HOSTING and everyday living. The open, inviting floor plan creates seamless transitions between living spaces, all while showcasing AMAZING WATER VIEWS that truly set this home apart. Step outside and enjoy your private waterfront oasis complete with a DOCK AND BOAT LIFT—ideal for quick access to boating, fishing, and sunset cruises. Whether you're entertaining guests or enjoying a quiet evening, the backyard offers the perfect setting to soak in the peaceful canal views. This home has been meticulously updated with major improvements already done for you, including a BRAND NEW A/C SYSTEM (2025) with BOTH CONDENSER AND AIR HANDLER, as well as a NEW WATER HEATER—providing comfort and peace of mind for years to come. Additional features include a SPRINKLER SYSTEM to keep your lawn looking its best, a charming MANGO TREE for a touch of tropical living, and an 8x8 SHED with ELECTRIC for extra storage. Located in the heart of Englewood, you’re just a short drive from area beaches, golf courses, dining, shopping, and all the best that Southwest Florida has to offer. Whether you're looking for a FULL-TIME RESIDENCE, VACATION HOME, or INVESTMENT PROPERTY, this WATERFRONT GEM delivers LOCATION, UPDATES, and LIFESTYLE. Schedule your private showing today and start living the coastal life you’ve been dreaming of!

Facts

Property type
Single Family Residence
Year built
1974
Living area
1,524 sqft
Lot size
0.19 acres
Waterfront
Yes · 400 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Saltwater, Creek, Intracoastal Waterway
Water view
Yes
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$3,728/yr
Listed
2026-05-01
MLS #
C7525601

Price & status history

  1. Listed for $389,900
  2. Price reduced to $375,000from $379,900

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 885 E 3RD ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,519

$1,896 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,896
Property taxes
$311
Homeowners insurance
$313
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,519

Over the life of the loan

Loan amount
$300,000
Down payment
$75,000
Total interest
$382,633
Principal + interest paid
$682,633
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

885 E 3rd St, Englewood, FL 34223

Listing courtesy of GRANT TEAM REAL ESTATE, LLC · MLS# C7525601 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 1 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 7:11 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]