$279,900
Active1637 Palace Ct, Port Charlotte, FL 33980
3 beds · 2 baths · 1,549 sq ft
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7525691
133 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Oversized screened lanai
- New A/C (2025)
- Accordion hurricane shutters
- Gated 55+ golf community
- Olympic-size heated pool
- Golf course
AI-selected highlights from the listing description below.
Bargain Priced! Move-in ready Bristol model in Kings Gate! This well-maintained 3-bedroom, 2-bath, 2-car garage home offers an open-concept with a split floor plan, abundant natural light, and an oversized screened and tiled lanai that creates the perfect extension of your Florida living space. Major updates include a new A/C (2025), roof (2019), accordion hurricane shutters, upgraded lighting and controls, beveled glass front door and screened entry, Silestone kitchen counters, Corian bath counters, and an updated walk-in shower in the guest bath. Located in Flood Zone X, flood insurance is optional. Inside, you’ll find tile flooring throughout the main living areas, lanai, and screened front porch, with laminate in the bedrooms. The spacious kitchen offers abundant cabinetry with pull-out shelving, pantry, breakfast bar, and dining nook. The primary suite features private lanai access, a walk-in closet, dual sinks, soaking tub, and separate shower—your own quiet retreat after a day on the course. The oversized lanai offers a private and peaceful setting ideal for entertaining, morning coffee, or evening cocktails. Furnishings are negotiable, making this an ideal seasonal, full-time, or lock-and-leave home. Kings Gate is a gated 55+ golf community offering resort-style amenities including an Olympic-size heated pool and spa, fitness center, pickleball, tennis, billiards, crafts, restaurant, golf course, and a full-time activities director. HOA includes lawn care, irrigation, cable, and internet plus full use of the amenities and many planned activities. Boat and RV storage is available separately. Conveniently located near shopping, dining, I-75, and historic Punta Gorda, with easy access to Sarasota, Fort Myers, and Gulf beaches. Enjoy the active Florida lifestyle in one of Charlotte County’s most sought-after gated golf communities.
Facts
- Property type
- Single Family Residence
- Year built
- 2002
- Living area
- 1,549 sqft
- Lot size
- 0.12 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $2,125/yr
- Monthly fees
- $454/mo
- Listed
- 2026-05-20
- MLS #
- C7525691
Price & status history
- Listed for $294,500
- Price increased to $300,000from $289,900
- Price reduced to $284,900
- Price reduced to $279,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1637 PALACE CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,280
$1,415 of that is principal & interest. 38% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,415
- Property taxes
- $177
- Homeowners insurance
- $233
- Flood insurance
- $0
- HOA / condo fees
- $454
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,280
Over the life of the loan
- Loan amount
- $223,920
- Down payment
- $55,980
- Total interest
- $285,598
- Principal + interest paid
- $509,518
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1637 Palace Ct, Port Charlotte, FL 33980
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7525691 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



