$299,999
Active258 Rio de Janeiro Ave, Punta Gorda, FL 33983
4 beds · 2 baths · 1,846 sq ft
Listing courtesy of CHANNELL REAL ESTATE & INVESTMENTS · MLS# A4693994
135 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- split-bedroom floor plan
- large closet pantry
- inside laundry room
- hurricane shutters
- low HOA dues
- no CDD fees
- X flood zone location
AI-selected highlights from the listing description below.
Motivatived seller... Bring all offers!!!Welcome to affordable Florida living in the highly desirable Deep Creek community. Built in 2021 and situated on nearly a quarter-acre lot, this 4-bedroom, 2-bath home offers modern comfort, functional design, and an exceptional location. Inside, you'll find a spacious split-bedroom floor plan with an open-concept layout perfect for everyday living and entertaining. The kitchen features quartz countertops, stainless steel appliances, a large closet pantry, breakfast bar seating, and flows seamlessly into the dining and living areas. The inside laundry room includes the washer and dryer for added convenience, while hurricane shutters provide peace of mind during storm season. Enjoy all that Deep Creek has to offer with low HOA dues of just $210 annually, providing access to a playground, tennis courts, and basketball courts, along with minimal deed restrictions, no CDD fees, and an X flood zone location. Ideally situated just minutes from I-75, you'll enjoy easy access to Sarasota, Fort Myers, and historic downtown Punta Gorda, as well as nearby boating, fishing, golf courses, nature parks, Gulf Coast beaches, Sunseeker Resort Charlotte Harbor, CoolToday Park, home of Atlanta Braves Spring Training, and Charlotte Sports Park, home of Tampa Bay Rays Spring Training. Don't miss this opportunity to own a newer home in one of Southwest Florida's most sought-after communities.
Facts
- Property type
- Single Family Residence
- Year built
- 2021
- Living area
- 1,846 sqft
- Lot size
- 0.24 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,447/yr
- Monthly fees
- $18/mo
- Listed
- 2026-05-18
- MLS #
- A4693994
Price & status history
- Listed for $325,000
- Price reduced to $299,999from $314,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 258 RIO DE JANEIRO AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,156
$1,517 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,517
- Property taxes
- $371
- Homeowners insurance
- $250
- Flood insurance
- $0
- HOA / condo fees
- $18
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,156
Over the life of the loan
- Loan amount
- $239,999
- Down payment
- $60,000
- Total interest
- $306,105
- Principal + interest paid
- $546,104
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
258 Rio de Janeiro Ave, Punta Gorda, FL 33983
Listing courtesy of CHANNELL REAL ESTATE & INVESTMENTS · MLS# A4693994 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
