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$198,000

Active

19335 Water Oak Dr #301, Port Charlotte, FL 33948

3 beds · 2 baths · 1,207 sq ft

Listing courtesy of MARINA PARK REALTY LLC · MLS# C7526582

126 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • panoramic lake views
  • screened lanai
  • third-floor corner unit
  • bamboo wood flooring
  • heated pool
  • tennis and pickleball courts
  • mature oak trees

AI-selected highlights from the listing description below.

Welcome to this beautifully maintained 3-bedroom, 2-bathroom condo in the highly sought-after gated community of Heritage Oak Park. Located on the third-floor corner, this bright and airy residence offers stunning panoramic lake views, allowing you to enjoy nature’s beauty from the comfort of your home. Relax on the screened lanai, where the peaceful setting provides a perfect retreat—especially for nature lovers. With no traffic or noise behind the building, the atmosphere remains serene and tranquil, while still being just minutes from shopping, dining, and everyday conveniences. A short elevator ride brings you to Unit 301, or for those who prefer stairs, the conveniently located stairway provides direct access from the dedicated parking space to the entrance of the condo—perfect for a bit of daily exercise. Inside, you’ll immediately appreciate the inviting open-concept layout. The combined living and dining areas feature sliding glass doors that lead directly to the lanai, filling the space with natural light and showcasing the picturesque water views. Bamboo wood flooring runs throughout the main living areas (extra available for the primary bedroom), adding warmth and modern appeal, while the kitchen is finished with durable tile flooring for easy maintenance. The bright, well-appointed kitchen overlooks the living and dining areas, creating an ideal space for entertaining or staying connected while preparing meals. Crisp white cabinetry provides ample storage and counter space, including a convenient pantry closet, and pairs seamlessly with matching white appliances. A built-in stainless-steel microwave adds a modern touch, while a cozy breakfast nook offers the perfect spot for casual dining or enjoying your morning coffee. The spacious primary suite features plush carpeting, a built-in closet, and a private en-suite bathroom with a walk-in shower for added comfort. The guest bedrooms provide flexibility for visitors, hobbies, or a home office, and are conveniently located near the second full bathroom. A washer and dryer are tucked neatly into a hallway closet, offering both practicality and privacy. Additional highlights include a covered carport space located directly in front of the building and close proximity to the elevator for easy everyday access. Heritage Oak Park is known for its abundance of shady, mature oak trees that create a beautifully landscaped, park-like setting throughout the community. Residents enjoy an impressive array of amenities, including a large, heated pool, clubhouse, fitness center, library, tennis, pickleball, bocce ball, and a full-time activities director. Ideally situated near shopping, beaches, golf courses, and more, this community provides one of the most convenient lifestyles in the area. With no age restrictions, residents of all ages can enjoy the peaceful surroundings—whether strolling or biking beneath the canopy of majestic oak trees or relaxing by the lake. Don’t miss this opportunity—homes in Heritage Oak Park are in high demand and rarely stay on the market for long.**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Facts

Property type
Condominium
Year built
2003
Living area
1,207 sqft
Waterfront
Yes · 28 ft
Water view
Yes
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
X
CDD
Yes
55+ community
No
Annual taxes
$4,715/yr
Monthly fees
$383/mo
Listed
2026-05-27
MLS #
C7526582

Price & status history

  1. Listed for $215,000
  2. Price reduced to $198,000from $200,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 19335 WATER OAK DR #301. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,977

$1,001 of that is principal & interest. 49% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,001
Property taxes
$393
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$383
Mortgage insurance (PMI)
$0
Total per month
$1,977

Over the life of the loan

Loan amount
$158,400
Down payment
$39,600
Total interest
$202,030
Principal + interest paid
$360,430
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

19335 Water Oak Dr #301, Port Charlotte, FL 33948

Listing courtesy of MARINA PARK REALTY LLC · MLS# C7526582 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 1 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 7:11 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]