$170,000
Active19355 Water Oak Dr #303, Port Charlotte, FL 33948
2 beds · 2 baths · 1,024 sq ft
Open house
- Fri, Oct 2 · 12–2 PM
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7526935
117 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Top-floor lakeview condo
- Screened lanai
- Lake views
- Gated community
- Heated community pool
- Tennis courts
- Shuffleboard courts
- Scenic walking paths
AI-selected highlights from the listing description below.
TOP-FLOOR LAKEVIEW CONDO IN WATERSIDE II AT HERITAGE OAK PARK Enjoy peaceful lakefront living in this beautifully updated 2 bedroom, 2 bathroom third-floor condo located in the sought-after Waterside II section of Heritage Oak Park. Offering serene water views, luxury vinyl flooring throughout, and an open-concept design, this move-in-ready residence combines comfort, style, and low-maintenance living. Bright living spaces, modern finishes, and a screened lanai overlooking the lake create the perfect setting for relaxing or entertaining while enjoying Southwest Florida's year-round sunshine. INTERIOR FEATURES • Third-floor condo with beautiful lake views • 2 bedrooms, 2 bathrooms • Luxury vinyl flooring throughout • Open-concept living and dining area • Abundant natural light throughout • Spacious layout designed for everyday living and entertaining • Sliding glass doors leading to the screened lanai KITCHEN FEATURES • Stainless steel appliances • Quartz countertops • Eat-in kitchen with dinette area • Breakfast bar seating • Closet pantry for additional storage • Ample cabinet and counter space • Functional layout overlooking the main living areas PRIMARY SUITE • Spacious primary bedroom with lake views • Large walk-in closet • Private en-suite bathroom • Dual sink vanity • Walk-in shower • Comfortable and private retreat GUEST ACCOMMODATIONS • Spacious guest bedroom • Built-in closet • Nearby full guest bathroom • Ideal setup for family and visitors EXTERIOR FEATURES • Screened lanai overlooking the lake • Peaceful park-like setting • Beautiful water views • Perfect space for morning coffee or evening relaxation • Maintenance-free condominium living HERITAGE OAK PARK COMMUNITY AMENITIES • Gated community • Clubhouse with community activities and events • Heated community pool • Fitness center • Tennis courts • Shuffleboard courts • Scenic walking paths • Beautifully landscaped grounds • Active social atmosphere LOCATION HIGHLIGHTS • Located in the desirable Heritage Oak Park community • Close to shopping, restaurants, and entertainment • Convenient access to medical facilities and everyday services • Near golf courses, parks, and recreational opportunities • Short drive to Charlotte Harbor boating and fishing • Easy access to Southwest Florida's Gulf beaches Whether you're searching for a seasonal retreat, investment property, or full-time residence, this beautifully updated lakeview condo offers the perfect combination of comfort, convenience, and resort-style community living in one of Port Charlotte's most desirable gated communities.
Facts
- Property type
- Condominium
- Year built
- 2004
- Living area
- 1,024 sqft
- Water view
- Yes
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $4,238/yr
- Monthly fees
- $455/mo
- Listed
- 2026-06-01
- MLS #
- C7526935
Price & status history
- Listed for $190,000
- Price reduced to $170,000from $180,000
Virtual tours
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 19355 WATER OAK DR #303. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,868
$860 of that is principal & interest. 54% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $860
- Property taxes
- $353
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $455
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,868
Over the life of the loan
- Loan amount
- $136,000
- Down payment
- $34,000
- Total interest
- $173,461
- Principal + interest paid
- $309,461
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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19355 Water Oak Dr #303, Port Charlotte, FL 33948
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7526935 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



