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$170,000

Active

19355 Water Oak Dr #303, Port Charlotte, FL 33948

2 beds · 2 baths · 1,024 sq ft

Open house

  • Fri, Oct 2 · 12–2 PM

Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7526935

117 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Top-floor lakeview condo
  • Screened lanai
  • Lake views
  • Gated community
  • Heated community pool
  • Tennis courts
  • Shuffleboard courts
  • Scenic walking paths

AI-selected highlights from the listing description below.

TOP-FLOOR LAKEVIEW CONDO IN WATERSIDE II AT HERITAGE OAK PARK Enjoy peaceful lakefront living in this beautifully updated 2 bedroom, 2 bathroom third-floor condo located in the sought-after Waterside II section of Heritage Oak Park. Offering serene water views, luxury vinyl flooring throughout, and an open-concept design, this move-in-ready residence combines comfort, style, and low-maintenance living. Bright living spaces, modern finishes, and a screened lanai overlooking the lake create the perfect setting for relaxing or entertaining while enjoying Southwest Florida's year-round sunshine. INTERIOR FEATURES • Third-floor condo with beautiful lake views • 2 bedrooms, 2 bathrooms • Luxury vinyl flooring throughout • Open-concept living and dining area • Abundant natural light throughout • Spacious layout designed for everyday living and entertaining • Sliding glass doors leading to the screened lanai KITCHEN FEATURES • Stainless steel appliances • Quartz countertops • Eat-in kitchen with dinette area • Breakfast bar seating • Closet pantry for additional storage • Ample cabinet and counter space • Functional layout overlooking the main living areas PRIMARY SUITE • Spacious primary bedroom with lake views • Large walk-in closet • Private en-suite bathroom • Dual sink vanity • Walk-in shower • Comfortable and private retreat GUEST ACCOMMODATIONS • Spacious guest bedroom • Built-in closet • Nearby full guest bathroom • Ideal setup for family and visitors EXTERIOR FEATURES • Screened lanai overlooking the lake • Peaceful park-like setting • Beautiful water views • Perfect space for morning coffee or evening relaxation • Maintenance-free condominium living HERITAGE OAK PARK COMMUNITY AMENITIES • Gated community • Clubhouse with community activities and events • Heated community pool • Fitness center • Tennis courts • Shuffleboard courts • Scenic walking paths • Beautifully landscaped grounds • Active social atmosphere LOCATION HIGHLIGHTS • Located in the desirable Heritage Oak Park community • Close to shopping, restaurants, and entertainment • Convenient access to medical facilities and everyday services • Near golf courses, parks, and recreational opportunities • Short drive to Charlotte Harbor boating and fishing • Easy access to Southwest Florida's Gulf beaches Whether you're searching for a seasonal retreat, investment property, or full-time residence, this beautifully updated lakeview condo offers the perfect combination of comfort, convenience, and resort-style community living in one of Port Charlotte's most desirable gated communities.

Facts

Property type
Condominium
Year built
2004
Living area
1,024 sqft
Water view
Yes
Private pool
No
Exposure
Northeast
Furnished
Unfurnished
Flood zone
X
CDD
Yes
55+ community
No
Annual taxes
$4,238/yr
Monthly fees
$455/mo
Listed
2026-06-01
MLS #
C7526935

Price & status history

  1. Listed for $190,000
  2. Price reduced to $170,000from $180,000

Virtual tours

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 19355 WATER OAK DR #303. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,868

$860 of that is principal & interest. 54% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$860
Property taxes
$353
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$455
Mortgage insurance (PMI)
$0
Total per month
$1,868

Over the life of the loan

Loan amount
$136,000
Down payment
$34,000
Total interest
$173,461
Principal + interest paid
$309,461
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

19355 Water Oak Dr #303, Port Charlotte, FL 33948

Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7526935 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 1 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 7:11 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]