$550,000
Active11685 Oceanspray Blvd, Englewood, FL 34224
7.5 acre lot
Listing courtesy of AUM FLORIDA REAL ESTATE LLC · MLS# A4696297
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Create your private estate on Oceanspray Boulevard in Englewood. Available as one approximately 7.89-acre property for $550,000 or as two approximately 3.9-acre estate-sized lots at $275,000 each, subject to completion of the parcel split. Purchase one for a spacious homesite or secure the entire property for a family compound, hobby farm or expansive private retreat. Each approximately 3.9-acre lot offers room to explore a main residence with complementary structures such as a guest house, barn or workshop, subject to Charlotte County zoning, setbacks and permitting. Each lot may also have potential for division into two parcels, subject to County approval, providing flexibility for future plans. For buyers interested in a larger residential development, engineering has already been prepared for a 27-lot subdivision, representing approximately $50,000 in prior investment. Available for buyer review, this work provides a substantive starting point for evaluating that alternative, subject to confirmation of current requirements, any necessary engineering updates and County approvals.
Facts
- Property type
- Land
- Lot size
- 7.5 acres
- Flood zone
- X
- Annual taxes
- $8,507/yr
- Listed
- Oct 19, 2026
- MLS #
- A4696297
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 11685 OCEANSPRAY BLVD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,948
$2,781 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,781
- Property taxes
- $709
- Homeowners insurance
- $458
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,948
Over the life of the loan
- Loan amount
- $440,000
- Down payment
- $110,000
- Total interest
- $561,196
- Principal + interest paid
- $1,001,196
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
11685 Oceanspray Blvd, Englewood, FL 34224
Listing courtesy of AUM FLORIDA REAL ESTATE LLC · MLS# A4696297 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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