$895,000
Active42231 Lake Timber Dr, Punta Gorda, FL 33982
3 beds · 3 baths · 2,640 sq ft
Open houses
- Thu, Oct 1 · 11 AM–5 PM
- Fri, Oct 2 · 11 AM–5 PM
- Sat, Oct 3 · 11 AM–5 PM
- Sun, Oct 4 · 11 AM–5 PM
Listing courtesy of EXP REALTY LLC · MLS# C7527198
105 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- lakefront pool home
- solar-powered town
- cathedral ceilings
- real wood beam
- 463 sq ft lanai
- summer kitchen
- spa bath
- 3-car garage
AI-selected highlights from the listing description below.
One of one. This custom Sophie by Florida Lifestyle Homes was built once and will never be replicated — a move-in-ready, lakefront pool home in Lake Timber, the founding neighborhood of Babcock Ranch, America's first solar-powered town. A true split floor plan delivers 4 bedrooms, 3 full baths, and 2,640 sq ft of living space anchored by a great room with soaring cathedral ceilings and a striking real wood beam. A wall of impact glass frames uninterrupted lake views and opens to an expansive 463 sq ft lanai, a sparkling pool, and a summer kitchen already plumbed and ready for your build-out. The kitchen showcases an oversized island, generous cabinetry, and a walk-in pantry flowing to a dedicated dining room. The private owner's retreat offers direct lanai access, dual walk-in closets, and a spa bath with soaking tub, walk-in shower, and dual vanities. A separate guest wing includes a second bedroom with adjacent full bath, an additional bedroom, and a flexible study/4th bedroom — ideal for remote work or visiting guests. Additional highlights: 3-car garage (23'x32'), mudroom, dedicated utility room, and impact glass throughout. Minutes from Founder's Square, lakeside dining, farmers markets, and miles of trails. Homes like this don't come back.
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Living area
- 2,640 sqft
- Lot size
- 0.28 acres
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $13,950/yr
- Monthly fees
- $136/mo
- Listed
- 2026-06-17
- MLS #
- C7527198
Price & status history
- Listed for $945,000
- Price reduced to $895,000
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 42231 LAKE TIMBER DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,570
$4,526 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,526
- Property taxes
- $1,163
- Homeowners insurance
- $746
- Flood insurance
- $0
- HOA / condo fees
- $136
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,570
Over the life of the loan
- Loan amount
- $716,000
- Down payment
- $179,000
- Total interest
- $913,219
- Principal + interest paid
- $1,629,219
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
42231 Lake Timber Dr, Punta Gorda, FL 33982
Listing courtesy of EXP REALTY LLC · MLS# C7527198 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
