$215,000
Active1018 Red Bay Ter NW, Port Charlotte, FL 33948
2 beds · 2 baths · 1,200 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7527247
96 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- oversized lot
- single-story home
- covered patio
- large windows
- extended driveway
AI-selected highlights from the listing description below.
Virtually Staged. Welcome to 1018 Red Bay Terrace in Port Charlotte, Florida—a spacious single-story home situated on an oversized lot in a desirable residential neighborhood. From the moment you arrive, you'll appreciate the expansive front yard, extended driveway, and inviting curb appeal that create a warm first impression. Inside, the open-concept living and dining areas provide a comfortable setting for everyday living and entertaining, with tile flooring throughout for easy maintenance. The kitchen offers abundant cabinet storage, generous counter space, and stainless-steel appliances, making meal preparation both convenient and enjoyable. Multiple bedrooms provide flexibility for growing households, guests, a home office, or hobby space, while the primary bedroom offers a relaxing retreat with plenty of room to unwind. Large windows throughout the home bring in natural light, creating a bright and welcoming atmosphere. Step outside to discover a covered patio overlooking the spacious backyard, ideal for outdoor dining, weekend gatherings, gardening, or simply enjoying Florida’s year-round sunshine. The expansive lot provides endless possibilities for future enhancements, recreational activities, or additional outdoor living space. Conveniently located near shopping, dining, schools, medical facilities, parks, golf courses, and the beautiful Gulf Coast beaches, this Port Charlotte home combines comfort, space, and accessibility. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this property presents exceptional value in a growing Southwest Florida market. Schedule your private showing today and experience everything 1018 Red Bay Terrace has to offer.
Facts
- Property type
- Single Family Residence
- Year built
- 1987
- Living area
- 1,200 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,539/yr
- Listed
- 2026-06-26
- MLS #
- C7527247
Price & status history
- Listed for $225,000
- Price reduced to $215,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1018 RED BAY TER NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,499
$1,087 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,087
- Property taxes
- $212
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,499
Over the life of the loan
- Loan amount
- $172,000
- Down payment
- $43,000
- Total interest
- $219,377
- Principal + interest paid
- $391,377
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1018 Red Bay Ter NW, Port Charlotte, FL 33948
Listing courtesy of RE/MAX PALM REALTY · MLS# C7527247 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



