Skip to main content
Lasbury Tracy Realty Inc
← Back to search

$2,600,000

Pending

794 Lytham Cir, Osprey, FL 34229

4 beds · 4 baths · 4,450 sq ft

Listing courtesy of COLDWELL BANKER REALTY · MLS# A4705432

0 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

This 4 bedroom, 4 bath gem will please the most discriminating buyer. You will be immediately intrigued when you pull into the pavered circular driveway. Once you enter though the double front doors, you will feel like you’ve stepped into the pages of a magazine. There is no end to the delightful touches you will find; bathrooms with designer tile, walls sanded to a smooth finish and expertly painted, high-end custom light fixtures throughout and the absolutely stunning master bathroom, to name a few. You will be so taken with the interior that you might think the outside cannot be any better, but wait until you see the gorgeous, expanded lanai with summer kitchen, stone pool deck, and resort-like pool. Beautifully landscaped, the lot appeal of this home is incredible. You truly must see all it has to offer to appreciate how special it is. Imagine living in this gracious home behind the gates of The Oaks Club. The Oaks, Sarasota’s premier golf and country club, offers two championship golf courses, pickleball courts, 12 HAR-TRU tennis courts, tournament croquet court, state of the art WellFit Center and a wide variety of dining, recreational and social options. Membership in The Oaks Club is required with homeownership. There is currently no waiting list for either Golf or Sports/Social membership.

Facts

Property type
Single Family Residence
Year built
2000
Bathrooms
4 full
Living area
4,450 sqft
Lot size
0.65 acres
Private pool
Yes
Exposure
South
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$16,023/yr
Monthly fees
$142/mo
Listed
Sep 8, 2026
MLS #
A4705432

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 794 LYTHAM CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$16,791

$13,147 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$13,147
Property taxes
$1,335
Homeowners insurance
$2,167
Flood insurance
$0
HOA / condo fees
$142
Mortgage insurance (PMI)
$0
Total per month
$16,791

Over the life of the loan

Loan amount
$2,080,000
Down payment
$520,000
Total interest
$2,652,925
Principal + interest paid
$4,732,925
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

794 Lytham Cir, Osprey, FL 34229

Listing courtesy of COLDWELL BANKER REALTY · MLS# A4705432 · Pending

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Want an email when homes like this list?

New Osprey listings with at least 4 bedrooms up to $3,250,000. Free, and you can stop any time.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:24 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]