$39,000
Active405 Hile Ln, Punta Gorda, FL 33982
0.21 acre lot
Listing courtesy of LASBURY-TRACY REALTY INC. · MLS# D6147863
98 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Waterfront lot
- Direct water access
- Canal frontage
- Cleared and ready
- Adjacent corner lot available
- Community boat ramp
- Community clubhouse
AI-selected highlights from the listing description below.
Waterfront Lot situated in the boating community of Peace River Shores. Located just off of hwy 17 and minutes away from the Punta Gorda Airport and I-75. This vacant lot is cleared and ready for buyers to build on. Boating enthusiasts will love that it sits on a canal with direct water access to the Peace River, Charlotte Harbor and the Gulf. Looking for even more land? The adjacent corner lot is also available for sale- giving you the rare potential to create a sprawling double corner waterfront estate (411 Hile Lane). Peace River Shores is a non-deeded restricted community with an Optional HOA which private owners can join and get access to the neighborhood boat ramp and clubhouse, allowing flexibility rarely found in waterfront neighborhoods. Conveniently located near Punta Gorda's charming historic downtown, Fishermen's Village, top-rated restaurants, and excellent fishing, yet tucked away enough to preserve a private, laid-back coastal feel. Whether you’re an avid fisherman, cruiser, or waterfront enthusiast, this property delivers storage, access, and lifestyle—all with exceptionally quick time to open water. Don't miss this opportunity to secure your slice of waterfront Florida living!
Facts
- Property type
- Land
- Lot size
- 0.21 acres
- Waterfront
- Yes · 70 ft
- Water access
- Canal - Brackish, Gulf/Ocean
- Water view
- Yes
- Exposure
- Northeast
- Flood zone
- X/AE
- Annual taxes
- $423/yr
- Listed
- 2026-06-19
- MLS #
- D6147863
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 405 HILE LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$432
$197 of that is principal & interest. 54% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $197
- Property taxes
- $35
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $432
Over the life of the loan
- Loan amount
- $31,200
- Down payment
- $7,800
- Total interest
- $39,794
- Principal + interest paid
- $70,994
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
405 Hile Ln, Punta Gorda, FL 33982
Listing courtesy of LASBURY-TRACY REALTY INC. · MLS# D6147863 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



