$245,000
Active6310 Cutler Ter, Port Charlotte, FL 33981
2 beds · 2 baths · 1,096 sq ft
Listing courtesy of FINE PROPERTIES · MLS# A4698534
92 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Brand-new roof
- Seamless gutters
- 2022 HVAC system
- Impact windows
- No carpet flooring
- Spacious lanai
- Fully fenced yard
- Storage shed
AI-selected highlights from the listing description below.
Tucked into the sought-after Gardens of Gulf Cove community on a .43 acre lot, 6310 Cutler Terrace pairs the big-ticket updates today's buyers want with the kind of privacy that's hard to find. The major work is already done: a brand-new roof and seamless gutters in 2025 and a 2022 HVAC system mean worry-free ownership. Impact windows throughout the house with the exception of the kitchen. Inside, granite counters and stainless appliances anchor the kitchen, and you'll find NO CARPET anywhere—just clean, easy-care flooring throughout. Out back is where this home really sets itself apart. A spacious lanai and a huge fully fenced yard with a storage shed backs to no rear neighbors, giving you room and seclusion to garden, entertain, let the dog run, or simply enjoy quiet Florida evenings the way you want to. The setting does the rest. Located between Englewood and Gulf Cove with convenient access to Port Charlotte, Gardens of Gulf Cove and bordering the Myakka State Forest. The amenity-rich community includes a clubhouse, community pool, shuffleboard, and tennis and basketball courts—an active lifestyle right outside your door. Move-in ready and offered furnished optional, 6310 Cutler Terrace is an easy choice for a primary residence or a seasonal retreat. Come see it before it's gone.
Facts
- Property type
- Single Family Residence
- Year built
- 1978
- Living area
- 1,096 sqft
- Lot size
- 0.43 acres
- Private pool
- No
- Exposure
- Northwest
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,594/yr
- Monthly fees
- $39/mo
- Listed
- 2026-06-30
- MLS #
- A4698534
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 6310 CUTLER TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,948
$1,239 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,239
- Property taxes
- $466
- Homeowners insurance
- $204
- Flood insurance
- $0
- HOA / condo fees
- $39
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,948
Over the life of the loan
- Loan amount
- $196,000
- Down payment
- $49,000
- Total interest
- $249,987
- Principal + interest paid
- $445,987
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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6310 Cutler Ter, Port Charlotte, FL 33981
Listing courtesy of FINE PROPERTIES · MLS# A4698534 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



