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Lasbury Tracy Realty Inc
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$245,000

Active

6310 Cutler Ter, Port Charlotte, FL 33981

2 beds · 2 baths · 1,096 sq ft

Listing courtesy of FINE PROPERTIES · MLS# A4698534

92 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Brand-new roof
  • Seamless gutters
  • 2022 HVAC system
  • Impact windows
  • No carpet flooring
  • Spacious lanai
  • Fully fenced yard
  • Storage shed

AI-selected highlights from the listing description below.

Tucked into the sought-after Gardens of Gulf Cove community on a .43 acre lot, 6310 Cutler Terrace pairs the big-ticket updates today's buyers want with the kind of privacy that's hard to find. The major work is already done: a brand-new roof and seamless gutters in 2025 and a 2022 HVAC system mean worry-free ownership. Impact windows throughout the house with the exception of the kitchen. Inside, granite counters and stainless appliances anchor the kitchen, and you'll find NO CARPET anywhere—just clean, easy-care flooring throughout. Out back is where this home really sets itself apart. A spacious lanai and a huge fully fenced yard with a storage shed backs to no rear neighbors, giving you room and seclusion to garden, entertain, let the dog run, or simply enjoy quiet Florida evenings the way you want to. The setting does the rest. Located between Englewood and Gulf Cove with convenient access to Port Charlotte, Gardens of Gulf Cove and bordering the Myakka State Forest. The amenity-rich community includes a clubhouse, community pool, shuffleboard, and tennis and basketball courts—an active lifestyle right outside your door. Move-in ready and offered furnished optional, 6310 Cutler Terrace is an easy choice for a primary residence or a seasonal retreat. Come see it before it's gone.

Facts

Property type
Single Family Residence
Year built
1978
Living area
1,096 sqft
Lot size
0.43 acres
Private pool
No
Exposure
Northwest
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$5,594/yr
Monthly fees
$39/mo
Listed
2026-06-30
MLS #
A4698534

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 6310 CUTLER TER. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,948

$1,239 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,239
Property taxes
$466
Homeowners insurance
$204
Flood insurance
$0
HOA / condo fees
$39
Mortgage insurance (PMI)
$0
Total per month
$1,948

Over the life of the loan

Loan amount
$196,000
Down payment
$49,000
Total interest
$249,987
Principal + interest paid
$445,987
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

6310 Cutler Ter, Port Charlotte, FL 33981

Listing courtesy of FINE PROPERTIES · MLS# A4698534 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 1 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 7:58 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]