$309,900
Active543 Chamber St NW, Port Charlotte, FL 33948
4 beds · 2 baths · 1,630 sq ft
Listing courtesy of WRA BUSINESS & REAL ESTATE · MLS# O6422629
86 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- corner lot
- oversized lot
- primary suite
- walk-in closet
- two-car garage
- natural light
AI-selected highlights from the listing description below.
$9,000 SELLER CREDIT toward closing costs or a rate buydown! Brand-new 2026 construction on an oversized 0.29-acre CORNER LOT (12,837 sq ft), far larger than typical new-build homesites, with room for a pool, boat/RV parking, or a future outdoor living area. This 4-bedroom, 2-bath, 1,630 sq ft ranch-style home features an open floor plan connecting the living, dining, and kitchen areas. The kitchen offers solid wood cabinets, stone countertops, stainless steel appliances, and an eat-in space. The primary suite includes a walk-in closet and private en-suite bath; three additional bedrooms offer flexibility for family, guests, or a home office. Block and stucco construction, durable vinyl flooring throughout, 2-car attached garage, home warranty, and NO HOA or CDD fees. Minutes from US-41, shopping, dining, parks, golf, boating, and Gulf beaches.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Living area
- 1,630 sqft
- Lot size
- 0.29 acres
- Private pool
- No
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $554/yr
- Listed
- 2026-07-02
- MLS #
- O6422629
Price & status history
- Listed for $399,900
- Price reduced to $349,900from $359,900
- Price reduced to $329,900
- Price reduced to $309,900from $329,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 543 CHAMBER ST NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,871
$1,567 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,567
- Property taxes
- $46
- Homeowners insurance
- $258
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,871
Over the life of the loan
- Loan amount
- $247,920
- Down payment
- $61,980
- Total interest
- $316,208
- Principal + interest paid
- $564,128
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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543 Chamber St NW, Port Charlotte, FL 33948
Listing courtesy of WRA BUSINESS & REAL ESTATE · MLS# O6422629 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
