$425,000
Active780 Sarabay Rd #16, Osprey, FL 34229
2 beds · 2 baths · 1,574 sq ft
Listing courtesy of RMS ELITE PROPERTIES · MLS# TB8528486
88 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Waterfront Villa w/BOAT SLIPS - Large Private Courtyard & 2- Car Garage - Maintenance Free Living. Single story home-like living. Fish off the Pier or sit on the dock & enjoy the sunsets! NEW DOCK & PIER Welcome to Heron Bay Club, an exclusive enclave of just 25 uniquely designed villas situated on 11 acres along the Little Sarasota Bay across from Casey Key. Enjoy carefree coastal living with maintenance-free grounds and an all-inclusive HOA that covers insurance, roof, exterior maintenance, landscaping, roads, pool and tennis facilities, docks/boat slips, cable TV, high-speed internet, water, trash and sewer. This spacious 2-bedroom, 2-bath villa features a versatile bonus room—perfect for a home office, den, or even a guest bedroom. Inside, you'll find a thoughtfully updated interior with a renovated kitchen featuring raised panel maple cabinetry and new countertop, The vaulted-ceiling living room offers tranquil lake views overlooking the bay, with many evenings capped by stunning sunsets over the Bay. STORAGE! in addition to the garage there is an interior attic! Outside, a 587 sqft courtyard with a hot tub invites outdoor relaxation and entertaining and expands the indoor-outdoor living space to 2,161 sqft Community amenities include a heated bayside swimming pool, tennis court, a fishing pier, kayak launch, and dockage for 10 boats—complete with electric and water—available to residents at NO COST. This is a very private location. Located directly on Little Sarasota Bay with no fixed bridges near MIDNIGHT PASS, residents enjoy the highly sought-after Osprey location close to Siesta Key and Sarasota’s rich cultural attractions. Nokomis beach is only a few miles away. Enjoy waterfront dinning at Casey Key Fish House, The Point and Deep Lagoon Oyster House. Highly-rated medical facilities, major airports, and shopping destinations are within close driving distance. You have arrived at your final destination.
Facts
- Property type
- Condominium
- Year built
- 1981
- Living area
- 1,574 sqft
- Waterfront
- Yes · 1,000 ft
- Water access
- Bay/Harbor, Intracoastal Waterway
- Water view
- Yes
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- X,X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,281/yr
- Monthly fees
- $1,617/mo
- Listed
- Jul 13, 2026
- MLS #
- TB8528486
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 780 SARABAY RD #16. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,560
$2,149 of that is principal & interest. 53% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,149
- Property taxes
- $440
- Homeowners insurance
- $354
- Flood insurance
- $0
- HOA / condo fees
- $1,617
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,560
Over the life of the loan
- Loan amount
- $340,000
- Down payment
- $85,000
- Total interest
- $433,651
- Principal + interest paid
- $773,651
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
780 Sarabay Rd #16, Osprey, FL 34229
Listing courtesy of RMS ELITE PROPERTIES · MLS# TB8528486 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
