$1,749,000
Active550 N Gulf Blvd, Placida, FL 33946
3 beds · 2 baths · 2,517 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4699916
72 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Palm Island location
- Private dockage
- Deeded beach access
- Pool with submerged table
- Covered boat lift
- Air-conditioned workshop
- Yacht basin view
AI-selected highlights from the listing description below.
Some places impress you the moment you arrive. Others change the way you live. Your journey home begins with a brief five-minute crossing aboard the Palm Island car ferry, where the pace of the mainland gives way to one of Florida’s most treasured and exclusive barrier islands—a place where the water sets the rhythm of the day, quiet beaches and protected waters create the backdrop, and a remarkable sense of tranquility becomes part of everyday life. Perfectly positioned on an oversized double lot overlooking the sheltered waters of the Palm Island Yacht Basin and just across the street from the Gulf of Mexico, 550 North Gulf Boulevard offers one of the island’s most desirable settings. Private dockage provides direct, bridge-free access to Lemon Bay, the Intracoastal Waterway, and the Gulf, while deeded beach access just steps away offers the rare privilege of enjoying both boating and the beach from a single property. The residence encompasses approximately 2,517 square feet with three bedrooms and two full bathrooms, offering a floor plan that balances comfortable everyday living with effortless entertaining. Extensive interior renovations have transformed the home’s main living spaces, highlighted by a beautifully appointed kitchen featuring custom cabinetry, premium appliances, generous workspace, and a large center island that naturally becomes the gathering place for family and friends. A custom entertaining bar complements the adjoining living and dining areas, creating an inviting space that flows seamlessly throughout the main level. Occupying the entire second floor, the owner’s suite provides exceptional privacy and generous living space. In addition to the spacious bedroom, the suite includes an adjoining office or sitting area, a generous walk-in closet, and the added convenience of a separate washer and dryer within the primary bathroom. Two private balconies—one facing east to welcome the sunrise and the other west to capture spectacular sunsets—offer peaceful places to enjoy the changing light while overlooking the pool and tropical landscape. Designed for entertaining as much as relaxation, the pool features a generous sun shelf and a built-in submerged table, creating an inviting setting for al fresco dining, afternoon refreshments, or sunset cocktails beneath mature palms and surrounded by lush tropical landscaping. The surrounding patios provide inviting spaces to gather with family and friends or simply unwind in the privacy of the island setting. For boaters, the waterfront amenities are exceptional. The composite dock features a covered 10,000-pound boat lift, capable of accommodating vessels of approximately 36 feet, providing direct access to Lemon Bay, the Intracoastal Waterway, and the Gulf. An air-conditioned workshop offers valuable space for boating equipment, fishing gear, hobbies, or additional storage. Whether the day begins with a sunrise walk along the Gulf beach, an afternoon on the water, or an evening watching the sunset from your private balcony, 550 North Gulf Boulevard offers more than an exceptional waterfront home—it offers the opportunity to experience Palm Island as it was meant to be lived.
Facts
- Property type
- Single Family Residence
- Year built
- 1961
- Living area
- 2,517 sqft
- Lot size
- 0.44 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Beach, Beach - Access Deeded, Gulf/Ocean, Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southwest
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $17,805/yr
- Listed
- 2026-07-14
- MLS #
- A4699916
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 550 N GULF BLVD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$11,785
$8,844 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $8,844
- Property taxes
- $1,484
- Homeowners insurance
- $1,458
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $11,785
Over the life of the loan
- Loan amount
- $1,399,200
- Down payment
- $349,800
- Total interest
- $1,784,602
- Principal + interest paid
- $3,183,802
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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550 N Gulf Blvd, Placida, FL 33946
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4699916 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



