$629,900
Active8764 Midnight Pass Rd #A201, Sarasota, FL 34242
2 beds Β· 2 baths Β· 1,286 sq ft
Open houses
- Sat, Oct 3 Β· 11 AMβ2 PM*? NEW PRICE β’ $629,900 ? ?? OPEN HOUSE ON SIESTA KEY* *Sat, Sept 19 | 11 AMβ2 PM *Sun, Sept 20 | 12β3 PM** A fresh opportunity to own a *Gulf-side, beach-facing retreat in Siesta Key's beloved community of Island Reef's* Tour the residence, take in the coastal setting, and discover the lifestyle that makes this location so special!! Don't miss this unique opportunity to own your Siesta Key escape!
- Sun, Oct 4 Β· 12β3 PM*? NEW PRICE β’ $629,900 ? ?? OPEN HOUSE ON SIESTA KEY* *Sat, Sept 19 | 11 AMβ2 PM *Sun, Sept 20 | 12β3 PM** A fresh opportunity to own a *Gulf-side, beach-facing retreat in Siesta Key's beloved community of Island Reef's* Tour the residence, take in the coastal setting, and discover the lifestyle that makes this location so special!! Don't miss this unique opportunity to own your Siesta Key escape!
Listing courtesy of HERRON REAL ESTATE LLC Β· MLS# A4700373
74 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- panoramic Gulf views
- split-bedroom floor plan
- private beach access
- bayside docks with lift
- heated pools
- tennis and pickleball courts
- complimentary trolley service
AI-selected highlights from the listing description below.
Ready to Enjoy the Great Life? Welcome to your own piece of paradise at Island Reef, one of Siesta Key's most sought-after Gulf-to-Bay Communities. Perfectly positioned in the desirable "A" Building, this beautifully maintained and furnished second-floor end unit offers breathtaking panoramic views of the Gulf of Mexico from the moment you walk through the door. Natural light pours into the residence, while expansive water views create a peaceful backdrop that defines true coastal living. Offering over 1,200 square feet, this two-bedroom, two-bath residence features a desirable split-bedroom floor plan that provides comfort and privacy for both owners and guests. Thoughtfully updated over the years and offered turnkey furnished, the condo is ready to enjoy immediately while still providing the opportunity to personalize over time. Whether you're preparing dinner with the Gulf as your backdrop, enjoying your morning coffee on the lanai, or ending the day with one of Siesta Key's unforgettable sunsets, every space is designed to embrace the waterfront lifestyle. Life at Island Reef extends well beyond your front door. Begin your mornings with a walk along the private beach at Turtle Beach, spend afternoons kayaking or paddleboarding through Little Sarasota Bay, or watch dolphins play in the Gulf from the community's beachfront pool. Boating enthusiasts will appreciate the community's bayside docks with lift capability and direct access to Sarasota Bay and the Intracoastal Waterway. Residents enjoy an impressive collection of resort-style amenities, including two heated pools, private beach access, tennis and pickleball courts, shuffleboard, a fitness center, clubhouse, library, fishing pier, kayak and bike storage, beautifully landscaped walking paths, on-site management, and covered parking. Ideally located on the quieter southern end of Siesta Key, Island Reef offers a relaxed coastal atmosphere while remaining just minutes from Siesta Key Village's dining, shopping, and entertainment. Don't forget to check out the complimentary trolley that goes directly to the village!! Whether you're searching for a full-time residence, seasonal retreat, or investment opportunity, this is a Rare Opportunity to own a beautifully furnished & spacious Gulf-front Condominium in Island Reef one of Siesta Key's premier Gulf-to-Bay communities, where lush tropical landscaping, resort-style amenities, private beach access and unmatched Coastal lifestyle come together harmoniously to create the perfect place to feel at Home. Call today to Book a Private Showing - these opportunities don't last long!
Facts
- Property type
- Condominium
- Year built
- 1975
- Living area
- 1,286 sqft
- Lot size
- 3.51 acres
- Waterfront
- Yes Β· 900 ft
- Water access
- Beach, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,156/yr
- Monthly fees
- $1,033/mo
- Listed
- 2026-07-17
- MLS #
- A4700373
Price & status history
- Listed for $649,900
- Price reduced to $629,900
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 8764 MIDNIGHT PASS RD #A201. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$5,339
$3,185 of that is principal & interest. 40% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,185
- Property taxes
- $596
- Homeowners insurance
- $525
- Flood insurance
- $0
- HOA / condo fees
- $1,033
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,339
Over the life of the loan
- Loan amount
- $503,920
- Down payment
- $125,980
- Total interest
- $642,722
- Principal + interest paid
- $1,146,642
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8764 Midnight Pass Rd #A201, Sarasota, FL 34242
Listing courtesy of HERRON REAL ESTATE LLC Β· MLS# A4700373 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



