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$629,900

Active

8764 Midnight Pass Rd #A201, Sarasota, FL 34242

2 beds Β· 2 baths Β· 1,286 sq ft

Open houses

  • Sat, Oct 3 Β· 11 AM–2 PM*? NEW PRICE β€’ $629,900 ? ?? OPEN HOUSE ON SIESTA KEY* *Sat, Sept 19 | 11 AM–2 PM *Sun, Sept 20 | 12–3 PM** A fresh opportunity to own a *Gulf-side, beach-facing retreat in Siesta Key's beloved community of Island Reef's* Tour the residence, take in the coastal setting, and discover the lifestyle that makes this location so special!! Don't miss this unique opportunity to own your Siesta Key escape!
  • Sun, Oct 4 Β· 12–3 PM*? NEW PRICE β€’ $629,900 ? ?? OPEN HOUSE ON SIESTA KEY* *Sat, Sept 19 | 11 AM–2 PM *Sun, Sept 20 | 12–3 PM** A fresh opportunity to own a *Gulf-side, beach-facing retreat in Siesta Key's beloved community of Island Reef's* Tour the residence, take in the coastal setting, and discover the lifestyle that makes this location so special!! Don't miss this unique opportunity to own your Siesta Key escape!

Listing courtesy of HERRON REAL ESTATE LLC Β· MLS# A4700373

74 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • panoramic Gulf views
  • split-bedroom floor plan
  • private beach access
  • bayside docks with lift
  • heated pools
  • tennis and pickleball courts
  • complimentary trolley service

AI-selected highlights from the listing description below.

Ready to Enjoy the Great Life? Welcome to your own piece of paradise at Island Reef, one of Siesta Key's most sought-after Gulf-to-Bay Communities. Perfectly positioned in the desirable "A" Building, this beautifully maintained and furnished second-floor end unit offers breathtaking panoramic views of the Gulf of Mexico from the moment you walk through the door. Natural light pours into the residence, while expansive water views create a peaceful backdrop that defines true coastal living. Offering over 1,200 square feet, this two-bedroom, two-bath residence features a desirable split-bedroom floor plan that provides comfort and privacy for both owners and guests. Thoughtfully updated over the years and offered turnkey furnished, the condo is ready to enjoy immediately while still providing the opportunity to personalize over time. Whether you're preparing dinner with the Gulf as your backdrop, enjoying your morning coffee on the lanai, or ending the day with one of Siesta Key's unforgettable sunsets, every space is designed to embrace the waterfront lifestyle. Life at Island Reef extends well beyond your front door. Begin your mornings with a walk along the private beach at Turtle Beach, spend afternoons kayaking or paddleboarding through Little Sarasota Bay, or watch dolphins play in the Gulf from the community's beachfront pool. Boating enthusiasts will appreciate the community's bayside docks with lift capability and direct access to Sarasota Bay and the Intracoastal Waterway. Residents enjoy an impressive collection of resort-style amenities, including two heated pools, private beach access, tennis and pickleball courts, shuffleboard, a fitness center, clubhouse, library, fishing pier, kayak and bike storage, beautifully landscaped walking paths, on-site management, and covered parking. Ideally located on the quieter southern end of Siesta Key, Island Reef offers a relaxed coastal atmosphere while remaining just minutes from Siesta Key Village's dining, shopping, and entertainment. Don't forget to check out the complimentary trolley that goes directly to the village!! Whether you're searching for a full-time residence, seasonal retreat, or investment opportunity, this is a Rare Opportunity to own a beautifully furnished & spacious Gulf-front Condominium in Island Reef one of Siesta Key's premier Gulf-to-Bay communities, where lush tropical landscaping, resort-style amenities, private beach access and unmatched Coastal lifestyle come together harmoniously to create the perfect place to feel at Home. Call today to Book a Private Showing - these opportunities don't last long!

Facts

Property type
Condominium
Year built
1975
Living area
1,286 sqft
Lot size
3.51 acres
Waterfront
Yes Β· 900 ft
Water access
Beach, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
Water view
Yes
Private pool
Yes
Exposure
East
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$7,156/yr
Monthly fees
$1,033/mo
Listed
2026-07-17
MLS #
A4700373

Price & status history

  1. Listed for $649,900
  2. Price reduced to $629,900

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 8764 MIDNIGHT PASS RD #A201. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$5,339

$3,185 of that is principal & interest. 40% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,185
Property taxes
$596
Homeowners insurance
$525
Flood insurance
$0
HOA / condo fees
$1,033
Mortgage insurance (PMI)
$0
Total per month
$5,339

Over the life of the loan

Loan amount
$503,920
Down payment
$125,980
Total interest
$642,722
Principal + interest paid
$1,146,642
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

8764 Midnight Pass Rd #A201, Sarasota, FL 34242

Listing courtesy of HERRON REAL ESTATE LLC Β· MLS# A4700373 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 1 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 7:11 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]