$109,000
Active21378 Percy Ave, Port Charlotte, FL 33952
2 beds · 1 bath · 1,218 sq ft
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6148161
70 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Corner lot
- Flexible bonus room
- Oversized lot
- Flood Zone X
- Fixer-upper
AI-selected highlights from the listing description below.
Bring your contractor, your ideas, and your vision to this Port Charlotte fixer-upper situated on a spacious .28-acre corner lot. Built in 1961, the home offers approximately 1,218 square feet with two bedrooms and a flexible bonus room that could serve as a home office, guest room, hobby space, or potential third bedroom, subject to buyer verification. The property needs repairs, updating, and renovation, but provides an exciting starting point for an investor, contractor, or buyer ready to transform a home and make it their own. The oversized corner lot offers additional outdoor space for gardening, recreation, entertaining, or future improvements, subject to local requirements. Located in Flood Zone X, where flood insurance is not typically required by federally backed lenders; buyers should confirm all insurance and lending requirements with their chosen providers. Convenient access to shopping, dining, schools, medical facilities, parks, and the everyday amenities of Port Charlotte adds to the property’s potential. Homes offering this combination of lot size, flexibility, and renovation possibilities deserve a closer look. Schedule your showing, explore the possibilities, and submit your offer.
Facts
- Property type
- Single Family Residence
- Year built
- 1961
- Living area
- 1,218 sqft
- Lot size
- 0.28 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,930/yr
- Listed
- 2026-07-22
- MLS #
- D6148161
Price & status history
- Listed for $139,000
- Price reduced to $109,000from $125,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 21378 PERCY AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$995
$551 of that is principal & interest. 45% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $551
- Property taxes
- $244
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $995
Over the life of the loan
- Loan amount
- $87,200
- Down payment
- $21,800
- Total interest
- $111,219
- Principal + interest paid
- $198,419
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
21378 Percy Ave, Port Charlotte, FL 33952
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6148161 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
