$625,000
Active107 Peckham St SW, Port Charlotte, FL 33952
3 beds Β· 2 baths Β· 1,840 sq ft
Open house
- Sat, Oct 3 Β· 12β2 PM
Listing courtesy of CENTURY 21 SUNBELT REALTY Β· MLS# C7528869
59 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- sailboat-access canal
- direct Gulf access
- heated pool
- new dock
- 2022 boat lift
- solar panels
- wood-burning fireplace
AI-selected highlights from the listing description below.
Experience the pinnacle of Southwest Florida waterfront living in this extraordinary sailboat-access residence,(BOAT INCLUDED WITH HOUSE) where timeless coastal elegance meets exceptional craftsmanship and peace of mind. Perfectly positioned on a deep-water canal with direct access to Charlotte Harbor and the Gulf of America, this beautifully reimagined 3-bedroom, 2-bath home offers nearly 1,800 square feet of thoughtfully designed living space and has been extensively renovated from the drywall up, creating the feel of a brand-new home in one of Port Charlotte's most desirable boating communities. From the moment you arrive, you'll appreciate the pride of ownership and attention to detail that sets this property apart. Step through the front door into a bright, open-concept living space where soaring vaulted ceilings, warm wood beams, abundant natural light, and a charming wood-burning fireplace create an inviting atmosphere that instantly feels like home. Designed with entertaining in mind, the spacious living, dining, and kitchen areas flow effortlessly together while drawing your attention to the sparkling pool and tranquil waterfront beyond. The primary suite is a peaceful retreat featuring direct access to the lanai, a generous walk-in closet, and an updated ensuite bath designed for comfort and relaxation. Two additional guest bedrooms and a beautifully appointed guest bath provide the perfect accommodations for family and friends. Step outside and discover your own private waterfront oasis. The oversized covered lanai and heated pool invite you to relax while enjoying breathtaking canal views, while the NEW DOCK and 2022 BOAT LIFT make it effortless to step aboard and be cruising Charlotte Harbor or the Gulf of America within minutes. Whether you're an avid boater, fisherman, or simply enjoy life on the water, this property delivers the Florida lifestyle you've been dreaming of. What truly makes this home exceptional is the extensive investment the current owners have made to enhance both its beauty and durability. Following a complete interior renovation, the home was rebuilt with all new drywall from floor to ceiling, including Mold Tough Purple Board installed up to four feet throughout, providing added moisture and mold resistance. Major mechanical systems have also been thoughtfully updated, including Solar Panels, a new elevated 2025 A/C system, a new elevated 50-gallon WATER HEATER, a NEW FLAT ROOF, and a NEW SHINGLE ROOF, all designed to provide years of worry-free ownership. Fresh interior paint gives every room a crisp coastal feel, while the attached garage offers built-in storage and a workbench for projects, and the storage shed provides additional space for tools and boating equipment. Perhaps one of the home's most valuable features is the $40,000 WHOLE-HOUSE FLOOD BARRIER SYSTEM, which is included with the sale. This significant investment provides an added level of protection and peace of mind that is rarely found in waterfront properties, allowing future owners to enjoy Florida living with greater confidence. Perfectly located just minutes from Charlotte Harbor Beach Park, waterfront restaurants, marinas, shopping, entertainment, golf courses, and nearby airports, this home offers the ideal combination of luxury, convenience, and an unbeatable boating lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 1971
- Living area
- 1,840 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 81 ft
- Water access
- Canal - Brackish, Gulf/Ocean
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,861/yr
- Listed
- 2026-07-31
- MLS #
- C7528869
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 107 PECKHAM ST SW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,253
$3,160 of that is principal & interest. 26% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,160
- Property taxes
- $572
- Homeowners insurance
- $521
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,253
Over the life of the loan
- Loan amount
- $500,000
- Down payment
- $125,000
- Total interest
- $637,722
- Principal + interest paid
- $1,137,722
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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107 Peckham St SW, Port Charlotte, FL 33952
Listing courtesy of CENTURY 21 SUNBELT REALTY Β· MLS# C7528869 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



