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Lasbury Tracy Realty Inc
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$900,000

Active

4055 Bay Oaks Cir, Englewood, FL 34223

4 beds Β· 3 baths Β· 2,038 sq ft

Listing courtesy of JOHN R. WOOD PROPERTIES Β· MLS# A4701300

64 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • deeded Gulf beach access
  • dock space on bay
  • corner lot
  • in-law suite
  • saltwater pool
  • spacious lanai

AI-selected highlights from the listing description below.

Exceptional investment opportunity on highly sought after Manasota Key offering the rare combination of deeded Gulf beach access just steps away and dock space on the bay side, creating the perfect setting for a remarkable coastal retreat. Situated on a desirable corner lot at 4055 Bay Oaks Circle, this property presents an outstanding opportunity to renovate or redevelop in one of Southwest Florida's most sought after beach communities. The original floor plan featured three bedrooms and two bathrooms in the main residence, along with a private in law suite complete with an additional bedroom and full bathroom, providing incredible flexibility for a redesigned layout that appeals to primary homeowners, seasonal residents, or investors seeking income potential. Designed for the Florida lifestyle, the outdoor living area included a saltwater pool, spacious lanai, and generous entertaining space, all ready to be reimagined into a stunning tropical oasis. The home sustained hurricane damage and has not been repaired, creating an exceptional opportunity for buyers with vision to restore or redevelop the property. Whether transformed into a luxury coastal residence, a seasonal getaway, or an investment property subject to local regulations, the possibilities are extensive. With deeded beach access, bay dockage, a prime corner lot, and an unbeatable Manasota Key location, opportunities like this are becoming increasingly rare. Bring your vision and unlock the full potential of this unique coastal property.

Facts

Property type
Single Family Residence
Year built
1973
Living area
2,038 sqft
Lot size
0.38 acres
Water access
Bay/Harbor, Beach - Access Deeded, Intracoastal Waterway
Private pool
Yes
Exposure
Northwest
Furnished
Turnkey
Flood zone
11AE
CDD
No
55+ community
No
Annual taxes
$15,368/yr
Listed
2026-07-28
MLS #
A4701300

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 4055 BAY OAKS CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$6,582

$4,551 of that is principal & interest. 31% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$4,551
Property taxes
$1,281
Homeowners insurance
$750
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$6,582

Over the life of the loan

Loan amount
$720,000
Down payment
$180,000
Total interest
$918,320
Principal + interest paid
$1,638,320
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4055 Bay Oaks Cir, Englewood, FL 34223

Listing courtesy of JOHN R. WOOD PROPERTIES Β· MLS# A4701300 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 1 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 7:58 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]