$3,199,999
Active190 Mockingbird Ln, Englewood, FL 34223
4 beds · 4 baths · 4,002 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4701317
64 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Canal-front homesite
- New seawall
- Three-stop elevator
- 34-foot-deep garage
- PGT Low-E impact-rated glass
- Spa-inspired bath
- 160-MPH wind loads
- Resort-style pool and spa
AI-selected highlights from the listing description below.
Under Construction. To Be Built – Luxury Coastal Contemporary Waterfront Home by Surf Shack Builders! An exceptional opportunity to own a brand-new luxury waterfront residence by Surf Shack Builders, the acclaimed custom builder renowned for creating timeless coastal homes throughout Florida's Gulf Coast. Perfectly positioned on a canal-front homesite in Englewood with a brand-new seawall already in place, this architecturally stunning residence offers the rare opportunity to personalize select finishes while construction has yet to begin. Designed by HausDesign Studio, this elevated custom home encompasses approximately 4,002 square feet of air-conditioned living space (6,493 total square feet) with 4 bedrooms, 3 full bathrooms, 1 powder bath, private den, sitting area, two laundry rooms, a three-stop elevator, and an oversized 34-foot-deep two-car garage with extensive storage. The main living level was thoughtfully designed for entertaining, featuring an expansive open-concept floor plan with approximately 10-foot ceilings, a designer kitchen with an oversized island, walk-in pantry, coffee bar, dining area, ventless gas fireplace, and walls of PGT Low-E 366 impact-rated glass that seamlessly connect the interior to spacious covered balconies overlooking the water. Occupying its own private level, the luxurious primary retreat offers a spacious bedroom, sitting area, private den, oversized walk-in closet, spa-inspired bath, dedicated laundry room, and a covered waterfront balcony creating the ultimate owner's sanctuary. Built to today's highest coastal construction standards, the home features reinforced concrete block construction with engineered structural systems designed for 160-MPH wind loads, standing-seam metal roofing, hurricane-rated connections, impact windows and doors, elevated living spaces well above required flood elevations, Smart Vent flood protection, spray foam insulation, multi-zone HVAC, tankless water heater, Level 5 drywall finish, eight-foot solid-core doors, European-style cabinetry, stone countertops, premium flooring selections, smart home prewiring, security and CCTV provisions, and beautifully designed indoor-outdoor living spaces throughout. Outdoor living is equally impressive with plans for a resort-style Gunite pool and spa (under separate permit), multiple covered terraces, roof deck access, and an incredible waterfront setting ready for your custom dock. The new seawall provides the perfect starting point for creating your ideal boating lifestyle. Located just minutes from Manasota Key beaches, marinas, golf, waterfront dining, shopping, and Historic Dearborn Street, this is a rare opportunity to build a fully customized luxury waterfront residence with one of the Gulf Coast's premier builders. Renderings are for illustrative purposes only. Pricing is based on approved plans and specifications. Buyers may have the opportunity to customize finishes and selections with the builder. All specifications, features, dimensions, and pricing are subject to change without notice.
Facts
- Property type
- Single Family Residence
- Year built
- 2027
- Living area
- 4,002 sqft
- Lot size
- 0.18 acres
- Waterfront
- Yes · 50 ft
- Water access
- Canal - Saltwater, Gulf/Ocean to Bay, Intracoastal Waterway
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,625/yr
- Listed
- 2026-07-28
- MLS #
- A4701317
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 190 MOCKINGBIRD LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$19,483
$16,181 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $16,181
- Property taxes
- $635
- Homeowners insurance
- $2,667
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $19,483
Over the life of the loan
- Loan amount
- $2,559,999
- Down payment
- $640,000
- Total interest
- $3,265,138
- Principal + interest paid
- $5,825,137
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
190 Mockingbird Ln, Englewood, FL 34223
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4701317 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



