$799,999
Active1645 Lugano Cir, Nokomis, FL 34275
3 beds · 3 baths · 2,306 sq ft
Listing courtesy of FLORIWEST REALTY GROUP, LLC · MLS# R4911802
50 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- three-car garage
- enclosed shower area
- double sinks
- walk-in closet
- den
- extended lanai
AI-selected highlights from the listing description below.
Pre-Construction. To be built. ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** The Crystal is an elegant, award-winning home. Starting at 2,300 square feet, its layout includes three bedrooms, three full bathrooms, an enormous open-concept kitchen and great room, and a three-car garage. As you walk in the front door, you are greeted by a bedroom with a full bath and a den, perfect for guests who want their own space for privacy. Walk farther into the home and enter the large combination dining-great room area, which opens directly into the kitchen. The kitchen is equipped to meet the demand of your culinary adventures. The owner's suite sits on the far corner, giving you maximum peace and privacy with a spacious walk-in closet. An upscale owner's bath boasts an enclosed shower area, double sinks, and a separate water closet. Finishing off this plan is a three-car garage and extended lanai.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Living area
- 2,306 sqft
- Lot size
- 0.26 acres
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $500/yr
- Monthly fees
- $114/mo
- Listed
- 2026-08-11
- MLS #
- R4911802
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1645 LUGANO CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,868
$4,045 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,045
- Property taxes
- $42
- Homeowners insurance
- $667
- Flood insurance
- $0
- HOA / condo fees
- $114
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,868
Over the life of the loan
- Loan amount
- $639,999
- Down payment
- $160,000
- Total interest
- $816,283
- Principal + interest paid
- $1,456,282
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1645 Lugano Cir, Nokomis, FL 34275
Listing courtesy of FLORIWEST REALTY GROUP, LLC · MLS# R4911802 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



