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$339,000

Active

2843 Bay St, Sarasota, FL 34237

3 beds · 2 baths · 1,330 sq ft

Listing courtesy of COLDWELL BANKER REALTY · MLS# A4703391

46 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to 2843 Bay Street, a classic Sarasota residence where mid-century character, valuable improvements and a garden-filled setting come together in a convenient in-town location. Built in 1957, this single-story masonry home offers approximately 1,330 square feet with three bedrooms, two full bathrooms and covered carport parking on an approximately 7,500-square-foot homesite. Enhanced front landscaping adds color, texture and inviting curb appeal while complementing the home’s clean, low-profile architecture. Inside, polished terrazzo floors provide one of the property’s most distinctive features. Appreciated for their durability, easy care and unmistakable Florida style, the terrazzo creates a cohesive flow and a timeless foundation for many decorating choices. The comfortable floor plan provides useful spaces for gathering, dining, working from home and relaxing. Three bedrooms offer flexibility for family, guests, a home office, studio or hobby room, while two full bathrooms add everyday convenience. The kitchen and bathrooms also offer an opportunity for the next owner to introduce personal finishes and improvements over time. Preserve the authentic details you love and update selected areas to suit your own style. An especially important improvement is the newer roof, reported by the seller to be approximately three years old. Solar panels complement the home’s efficiency-minded appeal and may help offset a portion of household electricity use. Buyers should independently verify the solar system’s ownership, transfer terms and production history, but the existing installation adds an attractive energy-conscious component. The lush backyard is a true highlight. Established greenery creates a relaxed tropical atmosphere, while multiple fruit trees add beauty, shade and the enjoyment of seasonal harvests. A mango tree brings distinctive Sarasota character to the landscape. Imagine beginning the day with coffee surrounded by greenery, picking fresh fruit in season, tending a garden or designing outdoor areas for dining, lounging and entertaining. The yard offers room for creativity while retaining the warmth of its mature plantings. The central Sarasota setting places the home within convenient reach of Downtown Sarasota’s restaurants, shopping, cultural venues and waterfront attractions. Payne Park and connections to the Legacy Trail and Ringling Trail expand the possibilities for walking, bicycling and outdoor recreation. Sarasota’s Gulf beaches and St. Armands Circle are accessible. 2843 Bay Street offers an appealing combination of authentic Florida personality and future potential. The home already includes several features that can be difficult or costly to reproduce: a newer roof, solar panels, polished terrazzo floors, enhanced landscaping and an established backyard with fruit-bearing trees. At the same time, it leaves room for thoughtful personalization that can improve comfort and reflect the next owner’s vision.

Facts

Property type
Single Family Residence
Year built
1957
Living area
1,330 sqft
Lot size
0.17 acres
Private pool
No
Exposure
South
Furnished
Negotiable
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$1,000/yr
Listed
2026-08-17
MLS #
A4703391

Price & status history

  1. Listed for $380,000
  2. Price reduced to $339,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 2843 BAY ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,080

$1,714 of that is principal & interest. 18% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,714
Property taxes
$83
Homeowners insurance
$283
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,080

Over the life of the loan

Loan amount
$271,200
Down payment
$67,800
Total interest
$345,901
Principal + interest paid
$617,101
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2843 Bay St, Sarasota, FL 34237

Listing courtesy of COLDWELL BANKER REALTY · MLS# A4703391 · Active

How would you like to see it?
Which day?
What time of day?

In person · Sun, Oct 4 · Afternoon (3-6)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 4, 2026, 3:05 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]