$1,800,000
ActiveLot 12 Montclair Dr, Sarasota, FL 34231
0.23 acre lot
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4704417
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Rare opportunity to build your dream waterfront home on this approximately ¼-acre vacant lot with direct access to Sarasota Bay. Located on desirable Montclair Drive, this property features a newer seawall and offers the perfect setting for a custom residence with water views and boating access. Enjoy the best of Sarasota waterfront living while creating a home designed specifically for your lifestyle. Conveniently located near Sarasota's beaches, dining, shopping, and downtown amenities. Bring your builder and start planning your waterfront retreat!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Canal - Brackish, Intracoastal Waterway
- Water view
- Yes
- Exposure
- Northeast
- Flood zone
- AE
- Annual taxes
- $8,823/yr
- Listed
- 2026-08-28
- MLS #
- A4704417
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for LOT 12 MONTCLAIR DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$11,337
$9,102 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $9,102
- Property taxes
- $735
- Homeowners insurance
- $1,500
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $11,337
Over the life of the loan
- Loan amount
- $1,440,000
- Down payment
- $360,000
- Total interest
- $1,836,641
- Principal + interest paid
- $3,276,641
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
Lot 12 Montclair Dr, Sarasota, FL 34231
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4704417 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
