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$530,000

Active

5516 Cartagena Dr, Sarasota, FL 34233

3 beds · 2 baths · 1,842 sq ft

Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# A4704436

33 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to 5516 Cartagena Drive, a beautifully maintained 3-bedroom, 2-bath lakefront home with 1,842 square feet in the COMPLETELY MAINTENANCE FREE intimate gated community of Ashton Pointe, a private 49-home enclave with quiet cul-de-sac streets. The open-concept interior features tile flooring, crown molding, and a spacious kitchen with stainless steel appliances, granite countertops, a large island, and generous pantry. The primary suite offers a walk-in closet and en suite bath with granite double vanity, walk-in shower, and soaking tub. Enjoy peaceful lake views from the backyard, along with a gated area. Additional features include a dedicated laundry room and true two-car garage with storage racks. Major upgrades include a new high-efficiency, two-stage Comfort-Maker heat pump A/C system with all-new duct-work installed September 2025, backed by a 10-year warranty, plus an Air Scrubber purification system, electronic air cleaner, and new attic insulation for enhanced efficiency and comfort. Conveniently located just off Clark Road near shopping, dining, I-75, and Sarasota’s Gulf beaches, this home combines lakefront living, privacy, significant recent upgrades, and an excellent Sarasota location. Strategically priced, the sellers’ firm asking price reflects the home’s exceptional value. I can also tighten this further into a more punchy **MLS-style version** while keeping all the major upgrades.

Facts

Property type
Single Family Residence
Year built
2014
Living area
1,842 sqft
Lot size
0.13 acres
Waterfront
Yes · 70 ft
Water view
Yes
Private pool
No
Exposure
South
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$5,039/yr
Monthly fees
$237/mo
Listed
2026-08-28
MLS #
A4704436

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 5516 CARTAGENA DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,779

$2,680 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,680
Property taxes
$420
Homeowners insurance
$442
Flood insurance
$0
HOA / condo fees
$237
Mortgage insurance (PMI)
$0
Total per month
$3,779

Over the life of the loan

Loan amount
$424,000
Down payment
$106,000
Total interest
$540,789
Principal + interest paid
$964,789
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

5516 Cartagena Dr, Sarasota, FL 34233

Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# A4704436 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 1 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 8:14 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]