$805,000
Active126 Rio Terra, Venice, FL 34285
2 beds · 3 baths · 1,893 sq ft
Listing courtesy of RE/MAX PALM REALTY OF VENICE · MLS# N6145578
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
VENICE ISLAND LIVING AT ITS BEST! PRIVATE POOL HOME IN BELLAGIO!NOT FLOOD ZONE! Welcome to 126 Rio Terra, Venice, FL, a rare opportunity to own a beautiful island retreat in Bellagio, Venice Island’s exclusive gated community! This light and bright Rialto model offers 2 spacious master suites PLUS a Dedicated Office, 2.5 baths, and a 2-car garage, and comes mostly furnished for an easy move-in or the perfect seasonal escape. Step inside to an inviting foyer with a stunning view straight through the home to your private outdoor oasis! Enjoy the south-facing screened lanai, gas-heated swimming pool, relaxing jacuzzi, and peaceful views of the Venetian Waterway Park greenbelt—a natural backdrop that provides exceptional privacy. Both master suites feature sliding glass doors to the lanai, so you can wake up to pool views and enjoy the Florida lifestyle right from your bedroom! The thoughtfully designed interior features beautiful Plantation Shutters throughout, a dedicated office with two built-ins, a spacious kitchen with a breakfast bar, gas range, and two pantries, plus a dining room with attractive lighted built-ins and direct access to the lanai. Both master suites have generous walk-in closets and private en-suite bathrooms with garden tubs, separate Roman-style walk-in showers, and private water closets. Additional highlights include a separate laundry room, ceiling fans throughout, and a gas line on the lanai ready for your outdoor grill. MAJOR UPDATES INCLUDE: HVAC replaced in 2019 Gas water heater replaced in 2022 Pool gas heater replaced in 2022 New carpet in both master suites NEWER TILE ROOF INSTALLED IN 2025, WITH TRANSFERABLE WARRANTY TO THE NEW BUYER. Bellagio offers a wonderful maintenance-friendly lifestyle, with grounds care included, plus a heated community pool, fitness center with showers, clubhouse and library, Har-Tru tennis/pickleball court, bocce ball court, sidewalks, a garden park, two gated entrances, and an active calendar of community gatherings and activities. LOVE THE LOCATION! Situated approximately one mile from the Gulf of Mexico, this exceptional property offers easy access to Venice’s beautiful beaches, charming downtown, shopping, restaurants, parks, and waterfront attractions. The community is located along the Venetian Waterway Trail, connecting to the Legacy Trail for miles of scenic walking and biking, with access toward Sarasota. Whether you're searching for a full-time residence, a winter getaway, or a place to enjoy the best of Southwest Florida, this home delivers privacy, comfort, and the relaxed island lifestyle you've been dreaming of. Enjoy the pool, explore the trails, head to the beach, and experience BEST OF Venice Island!
Facts
- Property type
- Single Family Residence
- Year built
- 2002
- Living area
- 1,893 sqft
- Lot size
- 0.15 acres
- Private pool
- Yes
- Exposure
- North
- Furnished
- Furnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,155/yr
- Monthly fees
- $373/mo
- Listed
- 2026-10-02
- MLS #
- N6145578
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 126 RIO TERRA. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,544
$4,071 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,071
- Property taxes
- $430
- Homeowners insurance
- $671
- Flood insurance
- $0
- HOA / condo fees
- $373
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,544
Over the life of the loan
- Loan amount
- $644,000
- Down payment
- $161,000
- Total interest
- $821,387
- Principal + interest paid
- $1,465,387
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
126 Rio Terra, Venice, FL 34285
Listing courtesy of RE/MAX PALM REALTY OF VENICE · MLS# N6145578 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
