$594,900
Active2121 Palm Ter, Sarasota, FL 34231
3 beds Β· 3 baths Β· 1,681 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# A4704777
28 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Some houses just have a vibe. This one has it in spades. Tucked away on a quiet dead-end street, this fully updated 3-bedroom, 3-bathroom mid-century modern home blends clean, classic lines with genuine personality β the kind of place that feels curated, not staged. Two of the three bedrooms come with their own ensuite baths, so privacy and convenience are built right in. Step inside and every detail has been thought through: newer appliances, custom closets throughout, and custom blinds that let in just the right amount of Sarasota sunshine. Out back, the good times continue. A permanent screened-in living space is made for long evenings, morning coffee, or watching the rain roll through without missing a beat. The yard is spacious and professionally landscaped, with pet turf that keeps things low-maintenance and always green β no mud, no fuss, just easy living. And then there's the bonus: a separate, private-entrance guest suite. Whether it becomes overflow space for visitors, a long-term income opportunity, or flexible living quarters for extended family, the possibilities are wide open β the layout gives you the freedom to decide what works best. Location seals the deal. This dead-end street offers a rare mix of privacy and convenience, with easy access to everything Sarasota living is known for β shopping, dining, culture, and the Gulf Coast lifestyle just minutes away. Homes that combine this level of updated detail with true flexible living space don't come around often in Sarasota's market. Come see what makes 2121 Palm Terrace special.
Facts
- Property type
- Single Family Residence
- Year built
- 1950
- Living area
- 1,681 sqft
- Lot size
- 0.19 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,120/yr
- Listed
- 2026-09-02
- MLS #
- A4704777
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 2121 PALM TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,931
$3,008 of that is principal & interest. 23% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,008
- Property taxes
- $427
- Homeowners insurance
- $496
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,931
Over the life of the loan
- Loan amount
- $475,920
- Down payment
- $118,980
- Total interest
- $607,010
- Principal + interest paid
- $1,082,930
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2121 Palm Ter, Sarasota, FL 34231
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# A4704777 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



