$375,000
Active1481 Saddlewood Cir, Port Charlotte, FL 33953
4 beds · 3 baths · 2,027 sq ft
Open house
- Sun, Oct 4 · All day
Listing courtesy of COLDWELL BANKER REALTY · MLS# N6145591
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to Biscayne Landing! Built in 2024, this stunning 4-bedroom, 3-bath home offers modern design, exceptional storm protection, and maintenance-free Florida living. Located in an X flood zone within this sought-after gated community, the home features an open-concept floor plan with tile flooring and granite countertops throughout, creating a seamless blend of style and functionality. The spacious kitchen overlooks the main living and dining areas, making it ideal for entertaining family and friends. The private owner's suite features a large walk-in closet and spacious walk-in shower, while three additional bedrooms provide plenty of room for guests, family, or a home office. Smart home technology adds convenience and peace of mind. Step outside to the west-facing screened lanai overlooking a tranquil pond, where you'll enjoy spectacular sunset views year-round. Built with Florida weather in mind, this home includes impact-rated windows and doors throughout, along with hurricane screens on the lanai for added protection. An epoxy-coated garage floor, screened-in front entry, and full perimeter gutters completes the home's impressive list of upgrades. As a resident of Biscayne Landing, you'll enjoy resort-style amenities including a community pool, fitness center, pickleball courts, and lawn maintenance, allowing you to spend more time enjoying the Florida lifestyle and less time on upkeep. Why wait to build when you can move right into this like-new home? This property delivers exceptional value, modern construction, and beautiful pond views in one of Port Charlotte's premier gated communities.
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Living area
- 2,027 sqft
- Lot size
- 0.15 acres
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,714/yr
- Monthly fees
- $265/mo
- Listed
- 2026-09-12
- MLS #
- N6145591
Price & status history
- Listed for $375,000
- Price reduced to $375,000from $380,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1481 SADDLEWOOD CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,867
$1,896 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,896
- Property taxes
- $393
- Homeowners insurance
- $313
- Flood insurance
- $0
- HOA / condo fees
- $265
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,867
Over the life of the loan
- Loan amount
- $300,000
- Down payment
- $75,000
- Total interest
- $382,633
- Principal + interest paid
- $682,633
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1481 Saddlewood Cir, Port Charlotte, FL 33953
Listing courtesy of COLDWELL BANKER REALTY · MLS# N6145591 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
