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$949,000

Active

15500 Water Oak Ct, Punta Gorda, FL 33982

3 beds Β· 2 baths Β· 1,838 sq ft

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7530484

20 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

5.5 gated and fenced acres, room for horses, space for every toy, Prairie Creek along the rear, and a private pond where the day can end with a fishing pole in hand. This freshly remodeled Prairie Creek Park property combines country freedom with a beautifully updated home, all within easy reach of Punta Gorda. Set in one of Punta Gorda's established equestrian communities, the 1,838sqft home offers 3 bedrooms, 2 remodeled bathrooms, a 2023 roof, and a bright, open interior. A brick-paver patio creates an inviting approach before the home opens into a spacious living area with high ceilings and warm wood accents. The kitchen features quartz countertops, a sleek tile backsplash, recessed lighting, 2025 stainless steel appliances, and a breakfast bar open to the living area. A generous walk-in pantry/laundry room adds storage and function, while easy-care neutral tile flooring continues throughout the home. With wood-accented ceilings and abundant open space, the Florida room offers flexible use as an additional living room, recreation or game room, hobby area, or casual gathering space. The primary suite offers its own comfortable retreat with a remodeled en-suite bath featuring dual sinks and a walk-in closet, while two spacious guest bedrooms and a remodeled guest bath complete the interior. Outside, this 5+ acre Punta Gorda horse property truly separates itself. An approximately 1,800sqft steel building with electric and a roll-up door provides room for RVs, boats, cars, tractors, ATVs, equipment, workshop space, and more. Four newly built horse stalls and dog pens enhance the property's equestrian and animal-friendly appeal. A detached 864sqft garage with electric and double doors opens to an adjoining area currently used as a home gym with mini-split, creating additional hobby, recreation, or workspace possibilities. The blacktop driveway extends from the street to the garage and barn, ideal for sports cars. Additional storage includes a shed housing the well and pump equipment, a second pump shed to irrigate 2 acres, and a dedicated kayak shed with capacity for up to four kayaks. Newly added irrigation helps maintain the acreage. Prairie Creek runs along the rear, allowing you to launch kayaks right from home. A private pond with float switch system and newly built aluminum dock creates a peaceful spot for fishing and watching wildlife. Horse enthusiasts can enjoy approximately 22 miles of equestrian riding trails along Prairie Creek Park's scenic community greenbelts, allowing you to saddle up without trailering elsewhere before returning to your own fenced acreage, stalls, outbuildings, and wide-open surroundings. The home and buildings are in Flood Zone X, with concrete Hardie siding and concrete soffits on the house, garage, and both sheds. And when country quiet gives way to a night out, historic downtown Punta Gorda and I-75 are a short drive away. Enjoy waterfront dining, shopping and entertainment, stroll the Harborwalk along Charlotte Harbor, visit Fishermen's Village, or spend the afternoon exploring everything this Southwest Florida waterfront community has to offer. Whether your vision includes horses, kayaking, fishing, RV/hobby car/boat storage, a serious workshop, or simply five private acres with room to spread out, this Prairie Creek Park property offers the space, flexibility, and lifestyle to make it your own.

Facts

Property type
Single Family Residence
Year built
1991
Living area
1,838 sqft
Lot size
5.51 acres
Waterfront
Yes Β· 327 ft
Water access
Creek, Pond
Water view
Yes
Private pool
No
Exposure
South
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$7,983/yr
Monthly fees
$49/mo
Listed
2026-09-10
MLS #
C7530484

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 15500 WATER OAK CT. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$6,304

$4,799 of that is principal & interest. 24% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$4,799
Property taxes
$665
Homeowners insurance
$791
Flood insurance
$0
HOA / condo fees
$49
Mortgage insurance (PMI)
$0
Total per month
$6,304

Over the life of the loan

Loan amount
$759,200
Down payment
$189,800
Total interest
$968,318
Principal + interest paid
$1,727,518
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

15500 Water Oak Ct, Punta Gorda, FL 33982

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7530484 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 1 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 7:58 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]